Nursing Professionals

Every single day in America, approximately 9,000 health care professionals suffer a disabling injury. For many, even a temporary disabling injury could be devastating, both financially and emotionally. Nursing is physically and psychologically demanding profession, who play a vital role in the recovery of others. Nurses suffer injuries much more often than individuals employed in other industries and certified nursing assistants (CNAs) are injured at a rate of three times the average U.S. worker. In fact, nursing professionals suffer arm and back injuries at a higher rate than any other occupation.

When registered nurses (RNs), certified nursing assistant (CNAs) or orderlies become sick or are injured, and unable to perform the tasks associated with their occupations, individual disability or group disability coverage may provide much needed financial support. However, many disability insurance policies contain confusing and ambiguous language and/or provide strict claim reporting requirements on claimants. Because of this, many nursing professionals unknowingly damage their valid claims by submitting the wrong information or providing statements and information that can be taken out of context by their insurance companies. Accordingly, it is essential that you understand your rights and obligations under your particular disability insurance policy.

Certified nursing assistants (CNAs) suffer injuries at a rate as high as three times the average for U.S. workers. Research shows that injury rates correlate to how well the CNA feels appreciated and supported in his or her work environment.