Long-Term Care Insurance

By the attorneys of DI Law Group

Long-term care insurance is intended to provide essential care necessary when an injury or medical condition interferes with a person's ability to independently care for him or herself. Long-term care insurance covers costs not usually covered by traditional health insurance or Medicare, and long-term care expenses average $56,000 per year. Benefits available under a long-term care insurance policy can include:

  • Help with daily activities in your home
  • Adult daycare and other community programs
  • Nursing home care
  • Visits by nurses or other home health care professionals
  • Medical devices
  • Transportation

Many long-term care insurance policies are drafted by insurance company attorneys and contain provisions specifically designed to limit the responsibility of the insurer or to make it more difficult for policyholders to obtain coverage and compensation. It is therefore essential that policyholders' rights are protected against bad faith insurance practices designed to make it more difficult for individuals to receive the long-term care benefits they are due.

Protecting Your Benefits

DI Law Group can effectively protect your rights for the duration of your claim. Our experienced and accomplished insurance lawyers have advocated clients' rights against unfair treatment by major long-term care insurance companies, including:

AetnaAllianzAmerican RepublicBankers Life and Casualty
Berkshire LifeConsecoContinental Casualty Company (CNA)Genworth (GE)
John HancockKnights of ColumbusMass MutualMedAmerica
MetLifeMutual of OmahaNorthwesternNew York Life
Penn Treaty AmericanPrudential FinancialState FarmUnum

Our extensive experience enables us to rapidly identify situations in which insurers are failing to live up to their legal and contractual obligations. Our attorneys are well-versed in the specific processes and procedures involved in pursuing a claim and protecting our clients' rights under state and federal law. We work tirelessly in order to help policyholders obtain the full limits of long-term care coverage to which they are entitled. We can also answer your questions about long-term care insurance.

Contact Us to Discuss your Case in a Free Consultation

At DI Law Group, our attorneys combine 25 years of experience handling insurance matters in Florida, throughout the Southeast and nationwide. Contact our offices today to schedule an informative consultation.