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October 2013 Archives

Court Determines That Liberty Life Unreasonably Refused To Consider A Claimant's Subjective Complaints Of Pain In A Disability Insurance Claim Involving Fibromyalgia.

Another district court has found that Liberty Life failed to give a claimant a full and fair review of her claim for long-term disability benefits. Ruth Ann Hare suffered from fibromyalgia, forcing her to leave her physically demanding job and request disability benefits. While she received Short Term Disability benefits for some time, Liberty Life denied her request for Long-Term Disability benefits at the application and administrative appeals stages based on the assertion that Ms. Hare failed to provide objective evidence of her condition. Accordingly, Ms. Hare sued Liberty Life seeking payment of the denied benefits.

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