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May 2015 Archives

Are NFL Players Underinsured Against a Career-Ending Injury or Illness?

It has been estimated that only about 40 percent of players in the National Football League (NFL) purchase disability insurance coverage. This combined with the fact that a mere 50 percent of the compensation in the NFL is guaranteed and the extremely high risk of injury from playing professional football is a lethal combination, thwarting critical protection of future income of NFL players. If a disabling injury or illness occurs, and the football player's compensation is not guaranteed and he does not have disability insurance coverage, the result is financially devastating.  Just as it would be for any professional athlete dealing with a disability affecting future earnings in the sport.

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