Health & Life Insurance

Many individuals purchase life insurance policies to ensure that their loved ones are protected and provided for in the event that they are unable to do so, as the result of an untimely death. Following the loss of a financial provider of a family, beneficiaries can suffer another financially devastating problem — their loved one's life insurance company may deny or dispute payment of their life insurance claim.

Life insurance can be very complicated. There are many different types of policies including term life insurance, cash value life insurance, whole life, and universal life policies.

Health insurance benefits are also critical for individuals and families. Without health insurance, many people can't afford to pay for the medical treatment and preventable care they need.

Insurers Protect Their Bottom Line by Limiting Payouts

Billions of dollars in annual marketing obscures a hard fact: insurance companies are a business and they stay profitable by limiting the number of claims that they pay out. As such, they have a financial incentive to scrutinize claims. With vast resources at their disposal, insurance companies know exactly how to protect their interests at all stages of the insurance process; from drafting the policy, to the investigation, and denial of a claim.

How do insurers protect their interests? Often, by denying claims based on a claimant's failure to disclose required information in the application process, or failure to strictly adhere to the claim filing process. Common reasons for insurance companies disputing or denying claims are based on allegations of fraud or misrepresentation, policy construction and interpretation issues, effective date of coverage disputes, disputed cause of death, and cancellation of a policy because of non-payment of premiums or other premium disputes.

The most unfortunate part of life insurance or health insurance disputes is that they affect people when they are going through one of the most difficult and stressful times of their lives. At DI Law Group, we are committed to providing professional, effective, and compassionate legal representation to our clients. Our lawyers bring more than twenty-five years of experience in handling exclusively insurance benefit claims to our client's legal matters.

Let our attorneys deal with the insurance company for you. The team at DI Law Group helps policyholders and beneficiaries during all stages of the claims process, and we have successfully forced insurers to pay billions of dollars in claims that were initially denied. Let our law firm assist you by:

To schedule a free face-to-face or telephone consultation with an experienced life insurance lawyer, contact our offices today. DI Law Group serves clients nationwide.