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Blog Posts
- 2018 – Dept of Labor Implements New Regulations to Increase the Protections Afforded to Disability Insurance Claimants
- A disability insurance claim denial need not be the last word
- A Federal Court Overturns AETNA’s Termination of Total Disability Benefits to a Claimant, finding that AETNA’S decision was Arbitrary and Capricious.
- A Short Term Disability Denial or Determination Delay Does Not Preclude a Claim for Long Term Disability Benefits
- A Successful Disability Insurance Claim begins with the Application
- A well-prepared claim and applications resulted in benefits under all of claimant’s policies
- Aetna Denial Overturned due to Failure to Conduct a Full and Fair Review
- Aetna is Ordered to Provide Discovery Pertaining to All the Facts Available to It at the Time it Denied Disability Benefits, Regarding its Financial Conflict of Interest, and Its Claims Representative’s Communications with Aetna’s In-House Counsel
- Am I required to undergo to an Examination requested by my disability insurance company?
- Applying for Disability Benefits Requires a Properly Completed Application
- Are NFL Players Underinsured Against a Career-Ending Injury or Illness?
- Are you Really “In Good Hands” when it comes to Your Life Insurance Company?
- Are you under surveillance by your disability insurance company?
- Attorney Interviewed on Legal News and Review Radio Broadcast
- Attorney’s Fees Granted for Sedgwick Arbitrary and Capricious Denial
- AVOIDING LONG TERM CARE POLICY DELAY TACTICS
- Battle continues over man’s life insurance policy
- Bert Bell/Pete Rozelle NFL Player Retirement Plan and the NFL Player Supplemental Disability Plan Ordered by Federal District Court to Pay NFL Player Full Disability Benefits
- Can a Personal Injury Settlement Offset Your Long-Term Disability Payments?
- Can signing a severance agreement with your employer affect your disability benefit claim?
- Challenges of a disability insurance claim based on anxiety
- Cigna Agrees To Reevaluate And Settle Improperly Denied Disability Claims And Terminated Disability Payments
- Cigna Continues to Engage in Unreasonable Delay and Denial Tactics of Disability Insurance Claims, Including Alleging that Disabling Conditions are Pre-Existing, After Cigna was Forced to Overturn Denials Under Similar Circumstances
- CIGNA Long Term Disability Denial of Benefits for Traumatic Brain Injury, Mental/Nervous Disorder and Physical Conditions Overturned on Appeal
- Claim for short term disability leads insurer to change policy
- Claims for long-term care insurance benefits
- Cognitive and Mental Health Conditions Are Not Always Subject to a 24 Month Maximum Benefit Cap
- Common Deceptive Disability Insurance Company Tactics
- Common Delay or Denial Tactics Utilized by Life Insurance Companies
- Common exclusions found in life insurance policies
- Cosmopolitan Magazine Interviewed Alicia Paulino-Grisham for an Article About the Treatment of Eating Disorders and the Insurance Claims Process.
- Court Determines That Liberty Life Unreasonably Refused To Consider A Claimant’s Subjective Complaints Of Pain In A Disability Insurance Claim Involving Fibromyalgia.
- Court Finds Surveillance Video Unconvincing
- Court holds LTD claimant did not have a pre-existing condition
- Court in ERISA appeal finds classic LTD disability insurer cherry-picking
- Court of Appeals Rules Against Reliance Standard Life Insurance Company and Upholds an Award of Disability Insurance Benefits Under ERISA Policy, Costs, and Attorneys’ Fees.
- Court Overturns Northwestern Mutual’s Denial of Disability Insurance Benefits to Attorney With Congestive Heart Failure Unable to Handle Stress
- Court reverses insurance company’s claim denial
- Court reverses Prudential Insurance Company’s termination of Long-Term Disability benefits
- Court Ruling on Mutual of Omaha Pre-Existing Denial of Benefits
- Court uses de novo standard of review when insurer blew deadline
- COVID-19 symptoms may form solid bases for disability insurance claims
- COVID-19 Total Disability and First Responders & Healthcare Workers
- CTE, Concussions, and Proving a Disability Claim
- Damages Against A Disability Insurance Company
- Dealing with a disability insurance claim denial
- Debilitating PTSD makes living nearly impossible for some people
- Debunking Disability Myths
- Defining bad faith as it relates to insurance claims
- Delay and deception: Disability insurer tactics in claim denials
- Delayed Claim Approved After Di Law Group Attends Field Interview
- Denial Tactics Used By Insurance Companies to Deny Your Long-Term Care Insurance Claim
- Did the 2004 Multi-State Settlement Deter Unum Provident From Continued Bad Faith Claims Handling?
- Did your disability insurer weaponize an independent medical exam?
- Disability Approval by MetLife and Guardian Berkshire for Doctor with Neck and Back Pain
- Disability Company Delays and Denials
- Disability Insurance Company Claim Reviews – What Are They Looking For?
- Disability Insurance Denial Answers
- Disability Insurance Law Group Aggressively represents Our Lupus Clients
- Disability Insurance Law Group Appeal Results in Cigna/LINA Overturning Denial of Benefits for Lupus and Fibromyalgia Claim
- Disability Insurance Law Group Appeal Results in MetLife overturning Denial of Benefits for Depression and Anxiety Claim
- Disability Insurance Law Group Attorney Interviewed on Dancing on Our Disabilities Radio Show With Myra Goldick
- Disability Insurance Law Group Gives Back to the Community During the Holiday Season
- Disability Insurance Law Group Overturns Cigna’s Denial of Disability Benefits in Time for Claimant with Fibromyalgia to Save her Home
- Disability Insurance Law Group Presents a Live Video Presentation of the Disability Insurance Claims Process for the Lupus Foundation of America
- Disability Insurance Law Group Sponsors the 2017 Celebrating everybody Walk supporting the Alliance for Eating Disorder Awareness.
- Disability Insurance Law Group Successfully Halts Liberty Mutual’s Attempt to Terminate Disability Benefits with an IME
- Disability Insurance Law Group Successfully Overturn’s MetLife’s Disability Insurance Denial of Kindergarten Teacher
- Disability Insurance Law Group Successfully Overturns Prudential’s Termination of Lupus Claimants Disability Insurance Claim
- Disability Insurance Law Group Successfully Overturns Standard Insurance’s Denial of Disability Benefits for Accountant with Multiple Sclerosis
- Disability Insurance Law Group Successfully Resolves Cardiac Claim against Disability Insurance Co.
- Disability Insurance Law Group Successfully resolves Long Term Care Claim against Genworth
- Disability Insurance Law Group Successfully Reversed Prudential’s Denial of Short-Term Disability Benefits and Obtains Long-Term Disability Benefits for Attorney Disabled by Multiple Sclerosis
- Disability Insurance Law Group Walks for Eating Disorders Awareness
- Disability Insurance Law Group wins 11th Circuit Appeal against the NFL
- Disability Insurance Law Group Wins Benefits Under a Cigna Disability Policy for Claimant Suffering From Fibromyalgia
- Disability Insurance Law Group wins lawsuit and secures disability benefits for claimant suffering from cervical and lumbar pain after MetLife terminated benefits
- Disability Insurance Policy Coverage and Denials
- Disability Insurance Policy Lump Sum Buyouts
- Disability insurers use aggressive surveillance to deny claims
- Disability payments denied on grounds of preexisting condition
- Distinguishing between PTSD and TBI for your disability claim
- Do you feel paralyzed with fear or anxiety when you leave home?
- Do You Have the Right Information to Be Successful in Your Application for Benefits Under or Appealing a Denial of Your ERISA Disability Insurance Claim?
- Do You Have True Own Occupation Disability Coverage? You may be surprised.
- Does It Matter Whether You Are Considered Totally or Partially Disabled Under Your Disability Insurance Policy If You Are Receiving Benefits? Yes.
- Don’t be Caught Off Guard by Video Surveillance Footage During a Disability Insurance Claim
- Eating Disorder Seminar by Disability Insurance Law Group
- Eleventh Circuit Court of Appeals Finds that Reliance Standard Life Insurance Company Acted Unreasonably When it Denied Disability Insurance Benefits Under the Pre-Existing Condition Exclusion to a Woman Who Suffered a Stroke Nine Days After Giving Birth
- ERISA Disability Insurance Appeals – Appealing A Long Term Disability Denial
- Establishing a disability insurance claim based on PTSD
- Federal Circuit Court of Appeals Holds that a Return of Life Insurance Premiums Paid After the Death of an Insured is Insufficient When an Insured Continued to Pay Premiums with the Understanding there was Continued Life Insurance Coverage
- Federal District Court Finds that Hartford Failed to Provide a Claimant with a Full and Fair Review of her ERISA Governed Disability Insurance Claim.
- Female soccer players and disabling brain injury
- Fibromyalgia and the Disability Insurance Claims Process
- Fighting back against disability claims denials
- Fighting for appropriate benefits for disabled nurses
- Filing a life insurance claim may sound easier than it is
- Fourth Circuit Court of Appeals Finds Bert Bell/Pete Rozelle NFL Player Retirement Plan was Wrong and Unreasonable When it Denied a 9 Year NFL Veteran with Traumatic Brain Injury Total and Permanent Disability Benefits
- Getting and Keeping Your Disability Insurance Benefits
- Hartford Will Purchase Aetna’s U.S. Group Life and Disability Business for $1.45 Billion Cash
- Has your insurance company hired a biased doctor to support a denial or termination of your claim?
- Have You Properly Prepared Your Claim In Case You Have To File a Lawsuit Against Your Group Disability Insurance Company?
- How a Disability Insurance Attorney Can Assist in the Administration or Appeal of a Disability Claim
- How insurers deny long-term care insurance claims, part 1
- If You are not Practicing as a Dentist on the Time of Your Disability Claim Under the Policy, Regardless of Intent, Dentistry is not Considered “Your Occupation.”
- Important Information about Psychological, Mental/Nervous Disability Claims
- Important Tips for Appealing an ERISA Disability Insurance Denial
- Inability to Perform an Essential Duty is Total Disability
- Insurance Companies Continue to Discriminate Against Mental Health Treatment Despite Parity Laws
- Insurance company faces alleged violation of ERISA
- Insurance company questions teen’s new wheelchair request
- Insurer ordered to pay fees after denying disability benefits
- Insurers use of drones in surveillance of disability claimants
- Interpleader Lawsuits Over Life Insurance Benefits
- Interpleader suits to determine rightful life insurance beneficiaries
- Is A Physician Who Is No Longer Able To Perform Surgery Totally Disabled Under An Own Occupation Disability Insurance Policy?
- Is an Emergency Room Physician Working as a General Practice Physician Totally or Partially Disabled under a Disability Insurance Policy?
- Is Your Insurance Benefits Claim Governed by ERISA?
- It is Critical to Have the Documents Governing a Benefits Claim Before Filing a Claim.
- It is often difficult to get a disability insurance company to accept liability of the claim, when a claimant suffers from a condition that is not readily diagnosed by objective testing.
- Jury Verdict for $7.6 Million to Chiropractor for Denial of Disability Insurance Benefits Upheld by Court of Appeals
- Key Tips in Navigating the Health Insurance Claims Process
- Legal remedies for private disability insurance claim denials
- Liberty Insurance forced by Court to pay LTD Benefits for Anxiety and Bipolar Disorders
- Liberty Life’s Wrongful Denial of Disability Benefits for Bipolar Disorder and Carpal Tunnel Syndrome
- Liberty Mutual Changes Company Leave of Absence Policy for Employees Already Out on Leave of Absence
- Life Insurance Interpleader Actions can be Filed in Court by Insurance Companies as a Lawsuit or as a Crossclaim or Counterclaim
- Life Insurance Policy Denials
- Lincoln Financial Group Buys Liberty Life Assurance Company for $3.3 billion
- Long Term Care and Home Health Care Policy Issues
- LONG TERM CARE POLICY CONCERNS AND STRATEGY
- Long-Term Care Policies And Denials
- Long-term disability claimant’s debilitating pain had subjective and objective support
- Long-term disability policy interpretation under ERISA
- LTD insurer may not arbitrarily discredit treating doctors’ opinions
- LTD insurer’s failure to disclose key report triggers de novo review
- Man with severe heart condition denied disability by Cigna
- MetLife Approval of Fibromyalgia and Chronic Fatigue Syndrome Claim
- MetLife was unreasonable to reduce insured’s disability benefit by pension funds rolled over into IRA
- New Law about Reimbursement of Money to Insurer (2016)
- NFL Disability Claims
- Northern District of Oklahoma finds that Unum Acted Arbitrarily and Capriciously in Denying Disability Insurance Claim of Pharmacist With a Physical Condition Requiring Narcotic Pain Medication
- Nurse anesthetist taking Fentanyl at work cannot perform job
- Nurse anesthetist with drug addiction could not work because he put patients at risk
- Own Occupation vs Any Occupation Disability Policy Definitions
- Partner Alicia Paulino-Grisham Conducts Webinar on Navigating Insurance Coverage Sponsored by The Renfrew Center
- Partner Alicia Paulino-Grisham Selected by American Conference Institute to Speak at Boston, Massachusetts Forum
- Partner Alicia Paulino-Grisham Selected by American Conference Institute to Speak at Philadelphia Forum
- Partner Alicia Paulino-Grisham Selected by American Conference Institute to Speak at the 20th National Advanced Forum on Litigating Disability Insurance Claims in Miami, Florida.
- Partner Alicia Paulino-Grisham Selected by the American Chiropractic Association to Present a Continuing Education Seminar Regarding Disability Insurance at Annual Meeting Date
- Partner Alicia Paulino-Grisham Selected by the Florida Chiropractic Physician Association to Present a Continuing Education Seminar Regarding Disability Insurance at Annual Winter Meeting
- Partner Alicia Paulino-Grisham Serves as the Legal Eating Disorders Advocate for Alliance Recovery Panel
- Partner Alicia Paulino-Grisham was Selected by American Conference Institute to Speak at the Annual American Conference Institute: Litigating Disability Insurance Claims Conference
- Patterns in long-term care insurance denials, part 2
- Policy language limits disability insurer administrator’s power
- Pre-existing condition and disability need substantial link to deny claim
- Pre-existing Condition Exclusions Are Often Misused by Companies to Deny Disability Insurance Claims
- Prepare to battle for coverage of eating disorder treatment
- Preparing an Appropriate Appeal of Your Group Disability Insurance Claim Denial
- Preparing for a Possible Disability Claim
- Private disability claims are often denied
- Pro athletes may face disability insurance claim fights
- Problems you could encounter with long-term care insurance
- Proposal targets social media of disabled people to find fraud
- Provident Life and Accident Company Breached its Contract with Dentist when Terminating Total Disability Benefits Based on Dentist’s Ability to Perform Managerial Duties
- Proving Disability from Depression, Anxiety, and other Psychological Conditions
- Prudential Denies Disability Benefits based on Severance Agreement
- Prudential Long Term Disability Denial of Benefits for Fibromyalgia (CFIDS) and Chronic Fatigue Syndrome Overturned on Appeal
- Reliance Standard Life Insurance Company Denial Tactics Dismissed By Court in ERISA Disability Case
- Researchers criticize retroactive denial policy of major insurer
- Seventh Circuit Upholds District Court’s Decision that a Claimant with Fibromyalgia was Disabled under her ERISA Governed Disability Plan and Commented on the Disabling Nature of Fibromyalgia.
- Social Media Causes Long-Term Disability Claimant to Lose her Benefits
- Social Security Benefit Offsets and Reimbursement Requirements
- Social-media surveillance of disability claimant’s activities
- Some of DI law group’s recent wins
- State law remedies for denied individual insurance policy claims
- Supreme Court will Review an Insurance Carrier’s Right to Reimbursement under ERISA
- The Athletics of a Physician’s Duties May Cause Disability
- The Effect of a Severance or Employment Agreement on a Disability or ERISA Benefit Claim
- The Eleventh Circuit Overturns a Grant of Summary Judgment to United of Omaha in an ERISA Long-Term Disability Claim, Determining That Muscle Spasms and Back Pain Are Not Pre-Existing Conditions.
- The Fifth Circuit Court of Appeals Calls into Question Whether Deference Should be Given to the Factual Benefit Determinations of ERISA Plan Administrators.
- The First Circuit Court of Appeals Determines that Standard Insurance Company Acted Unreasonably Denying a Claimant Benefits, Where it Failed to Consider the Claimant’s Actual Occupational Duties.
- The Fundamental Flaw in Utilizing CPT Codes to Analyze a Physician’s Pre-Disability Occupational Duties When an Insurance Company “Investigates” a Disability Insurance Claim
- The Importance of Designating Someone to Receive Secondary Notice Under Your Long-Term Care Insurance Policy
- The Importance of Understanding Your Policy’s Terms and Limitations
- The Irony of Disability Insurance Company Advertisements and Their Reaction When it is Time to Pay a Claim.
- The Pre-Existing Condition Provision in a Disability Insurance Policy
- The reason why short-term policies cost less
- The Southern District of Florida Finds that the PNC Plan Fails to Properly Delegate Discretion to Liberty Life Assurance Company and Finds that the Plan’s Denial of Benefits to a Branch Manager Disabled by Degenerative Disc Disease Was Wrong
- The things the insurance company may not tell claimants about their rights under ERISA
- The Type of Disability Insurance Policy That You Have May Affect Your Rights And Obligations Under The Contract And Law
- Things You Need To Know Before You Submit To An Interview By Your Disability Insurance Company
- Third Circuit Court of Appeals Determines that the Department of Labor is Not Bound by the Results of an Private Lawsuit.
- Traumatic Brain Injury LINA Claim Denial Reversed and found to be Arbitrary and Capricious
- Troiano v. Aetna Life Insurance Company
- U.S. Supreme Court Limits Time for Filing a Lawsuit in ERISA Disability Insurance Claims
- Unum Names New Head of Individual Disability Policy Block To “Improve … business.”
- Unum Reports that More Breast Cancer Survivors are Returning to Work After Short Term Disability Leave
- Unum wrongly denied Long Term Disability as pre-existing condition
- What can a disability attorney do for you?
- What does your policy’s declaration page do for you?
- What is a disability insurer’s structural conflict of interest?
- What is ERISA?
- What to do if your private insurance benefits are denied
- What types of physical conditions does disability insurance cover?
- What you need to know about your Accidental Death and Dismemberment (AD&D) Insurance Policy
- What you need to know BEFORE appealing a short-term or long-term disability insurance claim…
- What you need to know before submitting an appeal of your group short-term or long-term disability insurance claim…
- When insurance companies deny professional disability claims
- Why are long-term care insurance claims denied?
- Why might an insurer deny a life insurance claim?
- Why should I appeal a disability claim?
- Why was the insurance claim for my eating disorder denied?
- Widow alleges breached contract in life insurance lawsuit
- Widow sues over denied life insurance claim
- Will Your Disability Insurance Benefits End When The Definition Of Disability Changes?
- Winning a Multiple Sclerosis Disability Claim
- Work-related injuries may qualify for short-term and long-term disability benefits
- You could be severely damaging your disability insurance claim by phasing out your job duties or agreeing to a transition period before you officially stop working.
- Your Disability Insurance Claim Can Be Denied Or Terminated Based Solely Upon The Opinion Of An Unscrupulous Physician Hired By Your Insurance Company
- Your disability insurance claims examiner is not their friend and the information you provide to them can often be misrepresented and used against you.
- Your Disability Insurance Company May Be Stalking You On Facebook