DI Law Group Firm News & Events Testimonials
Toll Free

Insurance company faces alleged violation of ERISA

A long-term disability policy is designed to help a Florida resident pay for costs related to treating medical issues. According to one woman, Liberty Life Assurance Co. failed to live up to the terms of a policy that she participated in. The suit was filed in U.S. District Court for the Southern District of Illinois, and it claimed that Liberty's actions were in violation of the Employee Retirement Income Security Act (ERISA).

According to the woman's complaint, she stopped receiving benefits in April 2016. Furthermore, the complaint states that her claim was not given a fair review by Liberty Life Assurance. As a result, she is asking that Liberty pay the benefits that she is owed under the policy plus interest. The lawsuit also requests that court costs and legal fees be paid for by the defendant in this matter.

If an individual pays their insurance premiums, they're usually entitled to receive coverage per the terms of the policy. While an insurance company is not necessarily required to pay out a claim, it must generally make a good faith effort to review claims that do come in. Furthermore, a policyholder often has the right to appeal denied long-term care insurance claims or take other action in an effort to get a denial reversed.

In the event that an insurance company refuses to act in good faith, a policyholder may benefit from hiring an attorney. A legal professional may review an insurance policy to determine if an individual has a case against the coverage provider. Legal counsel could send letters to an insurance company or take other steps to facilitate a favorable outcome for an individual. These steps may include engaging in settlement talks or arbitration hearings.

No Comments

Leave a comment
Comment Information
Email Us For A Response

Do You Need Legal Counsel? We Invite You To Contact Our Offices For A Free Consultation. Fill out the form and we’ll be in touch with you shortly, or call us directly at 866-363-3628.

Do You Need Legal Counsel? We Invite You To Contact Our Offices For A Free Consultation.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

3201 West Commercial Boulevard
Suite 227
Fort Lauderdale, FL 33309

Toll Free: 866-363-3628
Phone: 954-989-9000
Fax: 954-989-9999
Fort Lauderdale Law Office Map

Palm Beach
14255 U.S. Highway One
Suite 235
Juno Beach, FL 33408

Toll Free: 866-363-3628
Phone: 561-202-9170
Fax: 561-202-9194
Map & Directions