Our client (Ms. X), a director of credit and collections in New York, hired Disability Insurance Law Group to assist with her Long-Term disability claim with Cigna. She was diagnosed with Fibromyalgia, Lupus, Encephalopathy, Migraine headaches, Chronic Fatigue, Sleep Apnea, Chronic Pain Syndrome, Lumbosacral Disc Disease, Sciatica, and secondary Anxiety as well as common side-effects of prescribed medications affecting her cognition. Ms. X was having great difficulty at work and was making mistakes and unable to physically or mentally perform the material duties of her occupation. Ms. X’s treating doctors executed Attending Physician Statement forms advising that Ms. X is unable to perform the material and substantial duties of her regular occupation. However, Cigna initially denied the claim. Disability Insurance Law Group submitted an appeal on behalf of Ms. X and argued that Cigna made unfounded credibility determinations, cherry-picked the medical records, ignored the claimant’s subjective complaints, and unduly delayed rendering a decision by requesting medical records previously submitted to Cigna. Ultimately, Cigna/Life Insurance Company of N. America (LINA) overturned the denial of benefits and approved of Ms. X’s long-term disability claim.
If you have been denied disalbity benfeits or are having problems obtaining the beneifts owed to you by your disablity insurance company, please contact us at (866) 363-3628 or thorugh our website www.dilawgroup.com for free consultaiton.