Long-Term Care Insurance
Why Long-Term Care Claims Become More Vulnerable After a Move to Assisted Living
On Behalf of Disability Insurance Law Group | | Long-Term Care InsuranceMany people assume that moving into an assisted living facility will make it easier to qualify for long-term care insurance benefits. After all, the need for assistance has become significant
When Life Insurance Companies Question Capacity, Undue Influence, or Last-Minute Beneficiary Changes
On Behalf of Disability Insurance Law Group | | Life InsuranceLife insurance is intended to provide financial security to loved ones after a person’s death. In many cases, benefits are paid without dispute. However, when a beneficiary designation is changed
What Happens When an ERISA Insurer Ignores Favorable Evidence From Your Treating Physicians
On Behalf of Disability Insurance Law Group | | disability insurance claimMany people assume that the opinion of their treating physician will carry significant weight in a long-term disability claim. After all, the physician has examined them, monitored their condition, reviewed
How Vacation Travel, Family Events, and Social Activities Are Used Against Disability Claimants
On Behalf of Disability Insurance Law Group | | disability insurance claimMany disability insurance claimants are surprised to learn that activities occurring outside of work can become part of the insurer’s evaluation process. A family vacation, a wedding, a holiday gathering,
How Disability Insurers Use Job Descriptions to Minimize Legitimate Claims
On Behalf of Disability Insurance Law Group | | Disability insuranceMany people assume disability insurance claims are decided primarily by medical evidence. While medical records are certainly important, insurers often focus just as heavily on something else: the claimant’s occupation.