Whether you are insured under an individual insurance policy that you obtained on your own, or a participant under a group benefit plan that was provided to you as a benefit of your employment, it is critical to have a copy of the documents...
Application Process
Am I required to undergo to an Examination requested by my disability insurance company?
Nearly every disability insurance policy contains a provision giving the insurance company the right to have a claimant (a person who has filed a disability insurance claim) examined by a doctor of its choosing. That same provision generally includes that if a...
The Importance of Understanding Your Policy’s Terms and Limitations
There is a plethora of disability insurance policies on the market and numerous coverage options, coverage limitations, terms, and definitions to consider and understand when applying for disability benefits, filing an appeal, renewing or changing coverage options, or...
Preparing for a Possible Disability Claim
Our Firm often receives inquiries from individuals who are currently working, but due to the nature of their particular illness or injury the possibility of filing a disability claim at some point in the future appears inevitable. They are relying on their disability...
A Successful Disability Insurance Claim begins with the Application
While many insured's believe that medical evidence of a disability is enough to obtain >disability benefits from their disability insurance carrier, this unfortunately, is not the case. A successful disability insurance claim begins with the application...