On behalf of DI Law Group | Jan 17, 2019 | Common Disability Insurance Company Tactics
Throughout the time claimants are eligible for disability benefits and benefits are being paid, claimants are intermittently advised that their claim is being reviewed and that updated information is required. This often indicates that the insurance company is...
On behalf of DI Law Group | Aug 15, 2017 | Common Disability Insurance Company Tactics
In the case, Suson v. The PNC Financial Services Group, INC., No. 15-CV-10817, 2017 WL 3234809, at *1 (N.D. Ill. July 31, 2017), Liberty Life Assurance Company of Boston, acting as the Plan administrator for PNC’s ERISA disability plan, denied long term...
On behalf of DI Law Group | Jun 23, 2017 | Common Disability Insurance Company Tactics
In a recent case out of the Fifth Circuit Court of Appeals, Davis v. Aetna Life Ins. Co., No. 16-10895, (5th Cir. 2017), the Court found that surveillance footage and social media were a contributing factor to the denial of the claimant’s long-term disability...
On behalf of DI Law Group | Apr 21, 2017 | Common Disability Insurance Company Tactics, Disability Insurance Companies, Disability Insurance Policies, Toral V. Partial Disability, Unum Individual Insurance Claims
Almost fifteen years ago, Unum Provident entered into a historic multi-state settlement with 3 lead states, 46 other states and the District of Columbia, as well as the U.S. Department of Labor, that cost it in excess of $120 million to comply, required it to reassess...
On behalf of DI Law Group | Jun 23, 2016 | Common Disability Insurance Company Tactics
In many cases, without the claimant’s knowledge, insurance companies hire private investigators to follow the claimant and conduct video surveillance over a period of several days. This video is often used to create the illusion that because the claimant is...
On behalf of DI Law Group | Jun 15, 2015 | Common Disability Insurance Company Tactics
Numerous cases exist where a physician who has specialized as a surgeon becomes unable to perform surgical procedures due to injury or illness but remains able to still perform other duties as a physician. Whether or not this is considered a total or residual...
On behalf of DI Law Group | Nov 12, 2012 | Common Disability Insurance Company Tactics
Applying for disability insurance benefits and maintaining those benefits requires an understanding of the policy’s terms as well as the tactics and review procedures utilized by many insurance companies throughout the duration of the...
On behalf of DI Law Group | Jan 27, 2012 | Common Disability Insurance Company Tactics
Most every group long-term disability policy will include a complete exclusion for any disabilities caused by a pre-existing condition. Private long-term disability insurance policies purchased by individuals normally also exclude coverage for a pre-existing condition...
