Life does not stop because of a disability. Your mortgage or rent will still need to be paid, and your family still requires food, clothing and other basic necessities. You have secured a disability policy to protect you financially should you even be disabled....
Disability Insurance – General Topics
What types of physical conditions does disability insurance cover?
If you have a disability insurance policy, it is important to understand what that policy covers in case you ever lose your ability to work due to an illness or physical injury. Policies differ with regard to the type of conditions covered, the length of time of...
Establishing a disability insurance claim based on PTSD
The challenges of COVID-19 are not limited to contracting the virus and becoming ill. Many people are experiencing extreme stress and even trauma as a result of the pandemic – including first responders, medical personnel, those at greater risk due to advanced age or...
Do you feel paralyzed with fear or anxiety when you leave home?
If you do, you could suffer from agoraphobia. The hallmark of this anxiety disorder is a need to get away from situations and places that make you feel panicked, helpless, embarrassed or trapped. You may feel like you need to get back into your comfort zone.You may...
Distinguishing between PTSD and TBI for your disability claim
When a person is unable to work due to a medical condition, he or she may need certain types of financial support. If you find yourself in this position, you may understand first-hand how complicated it can be to navigate the process of recovery, from getting the...
Insurance Companies Continue to Discriminate Against Mental Health Treatment Despite Parity Laws
NPR recently published the web article, 'Mental Health Parity' Is Still An Elusive Goal In U.S. Insurance Coverage, written by Graison Dangor....
Winning a Multiple Sclerosis Disability Claim
Multiple sclerosis is considered an "immune-mediated" disease, where an individual's immune system attacks the central nervous system. The cause of multiple sclerosis is unknown. However, scientists believe that a combination of genetic and environmental factors...
Fighting back against disability claims denials
When Florida residents file claims with their private or group disability insurance, they may be surprised to find themselves confronted with delays or denials of the claim. This can be devastating as people often rely on these insurance policies to provide...
Disability Insurance Law Group Aggressively represents Our Lupus Clients
is the proud sponsor of the Lupus Foundation of America Walk to End Lupus Now. sponsored and attended the Walk that took place on April 27, 2019 in Orlando, Florida. Our Team has also sponsored and will attend...
CIGNA Long Term Disability Denial of Benefits for Traumatic Brain Injury, Mental/Nervous Disorder and Physical Conditions Overturned on Appeal
Ms. Doe hired to assist her in the claims process after being confused by CIGNA's handling of her claim due to Traumatic Brain Injury. Ms. Doe suffers from Mental/Nervous Disorders including anxiety and depression as well as physical...