Florida residents who collect Social Security Disability benefits might be alarmed to hear the details of a new proposal from the Trump administration. In an effort to catch people allegedly faking their disabilities, the proposed policy promotes the use of...
Holding Insurance Companies Accountable For The Coverage They Promised And The Benefits You Deserve
Helping People Like You With Their Disability, Life And Long-Term Care Benefit Claims
Disability Insurance – General Topics
Problems you could encounter with long-term care insurance
As you age, preparing for the future becomes a priority. Florida residents may be living longer, but they are also suffering from physical and mental ailments that require a substantial amount of care.The odds of needing long-term care at some point in the future...
Debilitating PTSD makes living nearly impossible for some people
Many Florida residents experience traumatic events. Some of them are able to deal with the situation and move on with life within a reasonable amount of time. However, others cannot move on from the trauma quite to so easily. They tend to bear the scars from the event...
Court reverses Prudential Insurance Company’s termination of Long-Term Disability benefits
Recently the United States District Court for the District of Colorado determined an insurance provider wrongfully terminated a client's long-term disability (LTD) benefits. Paquin v. The Prudential Insurance Company of America highlights potential issues for others...
The Athletics of a Physician’s Duties May Cause Disability
An interesting article published in ACS Surgery News compares surgeons to athletes and discusses how surgery is a performance sport that often requires strength and grace.See...
2018 – Dept of Labor Implements New Regulations to Increase the Protections Afforded to Disability Insurance Claimants
Section 503 of ERISA requires employee benefit plans to provide written notice to any participant or beneficiary whose benefit claim has been denied, and to provide the claimant a full and fair review of the claim. Despite these protections, claimants face an uphill...
Lincoln Financial Group Buys Liberty Life Assurance Company for $3.3 billion
Lincoln Financial Group has announced that it has entered into an agreement to acquire Liberty Life Assurance Company of Boston from Liberty Mutual Insurance Company for $3.3 billion. The acquisition is expected to be completed in the second quarter of 2018. With this...
A Federal Court Overturns AETNA’s Termination of Total Disability Benefits to a Claimant, finding that AETNA’S decision was Arbitrary and Capricious.
In a recent case, Patterson v. Aetna Life Insurance Company, No. CV 15-8156, 2017 WL 4786562 (D.N.J. Oct. 23, 2017), the United States District Court for the District of New Jersey, determined that Aetna's termination of Christopher Patterson's Long Term Disability...
Attorney’s Fees Granted for Sedgwick Arbitrary and Capricious Denial
In the case of Corey v. Sedgwick Claims Mgmt. Servs., et al., No. 1:15 CV 1736, 2017 WL 4844008 (N.D. Ohio Oct. 26, 2017), the Sixth Circuit remanded the case to the administrator for a "full and fair review." In this case, the Plaintiff was an employee for Eaton...
Hartford Will Purchase Aetna’s U.S. Group Life and Disability Business for $1.45 Billion Cash
Hartford Financial Services Group just announced that it will purchase Aetna Inc.'s U.S. group life and disability business for $1.45 billion cash. Reuters reports that Hartford will use $273 million it has outstanding from its 2017 equity buyback program for the...