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Serving Florida and Nationwide
Call For A Free Consultation (954) 989-9000

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Disability Insurance Law Blog

Did Your Disability Insurer Weaponize An Independent Medical Exam?

On Behalf of Disability Insurance Law Group | | Denied Disability Insurance Claim Insurance Company Tactics

Most disability insurance policies allow the insurer to arrange for a reasonable, relevant independent medical examination (IME) of the claimant. While on its face this sounds fair and even potentially

Interpleader Suits To Determine Rightful Life Insurance Beneficiaries

On Behalf of Disability Insurance Law Group | | Interpleader

Life insurance seems straightforward. You buy a policy or get one through your employment that will pay money to your beneficiary after your death. You name your beneficiary or beneficiaries

Interpleader Suits To Determine Rightful Life Insurance Beneficiaries

On Behalf of Disability Insurance Law Group | | Denied Life Insurance Claims

Rightful Life Insurance Beneficiaries Life insurance seems straightforward. You buy a policy or get one through your employment that will pay money to your beneficiary after your death. You name

Disability Insurers Use Aggressive Surveillance To Deny Claims

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

Using a variety of surveillance and investigation techniques, disability insurance companies often try to gather information about claimants’ daily activities. Then, they use the information to say the claimants are

Court In ERISA Appeal Finds Classic LTD Disability Insurer Cherry-Picking

On Behalf of Disability Insurance Law Group | | ERISA

Court in ERISA appeal finds classic LTD disability insurer cherry-picking Disability insurers have an arsenal of tactics to deny or terminate disability benefit claims. One common tactic is “cherry-picking” in which the

State Law Remedies For Denied Individual Insurance Policy Claims

On Behalf of Disability Insurance Law Group | | Appealing A Claim Denial

Different laws apply to each of two types of disability insurance policies. The first kind of policy is governed by the federal law ERISA, short for the Employee Retirement Income

Nurse Anesthetist With Drug Addiction Could Not Work Because He Put Patients At Risk

On Behalf of Disability Insurance Law Group | | Disability Insurance Policies

A federal appeals court on April 5, 2021, agreed with the trial court that the insurer had denied the short- and long-term disability insurance claimant’s applications wrongly and without the

LTD Insurer May Not Arbitrarily Discredit Treating Doctors’ Opinions

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

On March 22, 2021, the U.S. District Court in the Western District of Washington ordered Prudential to pay long-term disability (LTD) benefits to the claimant, a software engineer who said

Pre-Existing Condition And Disability Need Substantial Link To Deny Claim

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

Most disability insurance policies contain clauses that provide for the denial of disability claims for the first policy year if the disabling impairment was a pre-existing condition during a period

Common Delay Or Denial Tactics Utilized By Life Insurance Companies

On Behalf of Disability Insurance Law Group | | Denied Life Insurance Claims

Life insurance is often purchased to protect the surviving beneficiary or beneficiaries financially, especially if the insured was a breadwinner. Because of this, it is important that insurance companies timely pay life

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