DI Law Group
Firm News & Events
Speak to an attorney today:

Posts tagged "Total and Partial Disability"

Does It Matter Whether You Are Considered Totally or Partially Disabled Under Your Disability Insurance Policy If You Are Receiving Benefits? Yes.

Does it matter whether you are considered Totally or Partially Disabled under your disability insurance policy if you are receiving benefits? Yes. This is because under many disability insurance policies, an individual with a Partial Disability will be paid only through the age of 65, while under the same policy, a Total Disability will allow the individual to collect benefits for the duration of their life. Moreover, Partial Disability benefits are based on the percentage of earned income lost. Thus, unlike Total Disability benefits, if the individual does not suffer a loss of earned income, benefits are not paid and in many cases, the contract ends after a few months. Moreover, in the event of a buy-out of the policy by the disability insurance carrier, resulting in the lump-sum settlement in lieu of periodic payments, an individual would be more apt to surrender the contract for less money than if the individual was deemed Partially rather than Totally Disabled. Insurance companies save themselves hundreds of millions of dollars each year by paying out Partial rather than Total Disability Benefits to their claimants.

Do You need Legal Counsel? We Invite You To Contact Our Offices For A Free Consultation.

Fill out the form and we’ll be in touch with you shortly, or call us directly at 888-644-2644.

Do You Need Legal Counsel? We Invite You To Contact Our Offices For A Free Consultation.

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Our office locations

3201 West Commercial Boulevard
Suite 227
Fort Lauderdale, FL 33309

Toll Free: 866-363-3628
Toll Free: 888-644-2644
Phone: 954-989-9000
Fax: 954-989-9999
Fort Lauderdale Law Office Map

Palm Beach
14255 U.S. Highway One
Suite 235
Juno Beach, FL 33408

Toll Free: 866-363-3628
Toll Free: 888-644-2644
Phone: 561-202-9170
Fax: 561-202-9194
Map & Directions