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Delay and deception: Disability insurer tactics in claim denials

Insurance companies that sell short- or long-term disability insurance policies are in business to make a profit. It follows that they are not necessarily there to be benevolent supporters of their policyholders when they struggle with disabling health conditions. To...

Did your disability insurer weaponize an independent medical exam?

Most disability insurance policies allow the insurer to arrange for a reasonable, relevant independent medical examination (IME) of the claimant. While on its face this sounds fair and even potentially helpful for a disability claimant, the insurance company may use...

AVOIDING LONG TERM CARE POLICY DELAY TACTICS

Long Term Care/Home Health Care Insurance providers seem to make a habit of doing everything possible to delay making a decision on a long term or home health care claim for benefits in what would appear to be a clear effort to avoid paying benefits owed under these...

LONG TERM CARE POLICY CONCERNS AND STRATEGY

Many purchase long term care insurance for peace of mind. That is the selling point of these often pricey policies and the promise made to insureds by their long term insurance carrier. Unfortunately, when an individual has gotten to the point where they struggle to...

Disability Insurance Law Group Walks for Eating Disorders Awareness

February is Eating Disorders Awareness Month, and Disability Insurance Law Group once again proudly sponsored and participated in The Alliance for Eating Disorders Awareness celebrating everybody walk. The 5th annual walk was held at Sunset Cover Amphitheater South...