Dependable Life Insurance Claims Attorneys in Orlando, Florida
At Disability Insurance Law Group, our Orlando life insurance claims lawyers represent beneficiaries in Florida and throughout the U.S. because we fully understand the physical, emotional, and financial toll losing a loved one takes on families.
According to Forbes, about 52% of Americans, or approximately 172 million people, have life insurance coverage. Life insurance is so vital to policyholders because, after the death of a primary wage earner, 44% of Americans said they would feel the financial burden of their loss within six months.
When families are overwhelmed by financial burdens, their ability to grieve and heal is cut short by stress, anxiety, and the need to supplement their loved one’s income. This is the reason people maintain life insurance policies.
The peace of mind allows families to know if the unthinkable happens, they are protected. The problem is when they face one of the most challenging times in their lives and file a life insurance claim to pursue benefits, they are often traumatized again by an insurance company denial. This is not fair to you or your family. Unfortunately, it happens often.
Our Orange County life insurance claims attorneys help beneficiaries understand their loved one’s policy and apply for benefits or appeal a denied claim so they can focus on regaining control of their lives. Contact us today to learn more.
Life Insurance Claims Attorneys
Does Disability Insurance Law Group Handle All Types of Life Insurance Claims?
Individuals and families nationwide rely on life insurance coverage benefits to pay for end-of-life expenses and outstanding debts and support their dependents after death.
At Disability Insurance Law Group, our Orlando life insurance lawyers represent beneficiaries — no matter where they live or work in the United States — whose claims have been delayed, disputed, or denied by their insurance companies.
We represent clients nationwide who have the following coverages so they can pursue the benefits they are entitled to:
- Term Life Insurance.
- Whole Life Insurance.
- Universal Life Insurance.
- Final Expense Insurance.
- Variable Life Insurance.
You do not have to take the insurance company’s word for what a life insurance policy covers or the reasons they are disputing your claim. We can help outline your loved one’s life insurance policy details and review the coverage to ensure you are pursuing the benefits included in the contract. Contact our Orlando life insurance claims attorneys today for help.
Can a Life Insurance Company Deny My Legitimate Claim?
Life insurance companies are contractually obligated to pay legitimate claims. However, because insurance companies are corporations that place profits ahead of their policyholder’s needs, they may dispute the claim. This is unfair to the beneficiaries because they may not know what the insurance policy includes — and they should not be forced to take the insurance representative’s word for it.
At Disability Insurance Law Group, our life insurance claims attorneys in Orlando are committed to providing professional, effective, and compassionate legal representation to families seeking life insurance benefits.
Life insurance companies may delay or deny payment for a variety of reasons, including:
- Material misrepresentation.
- No proof of death.
- The policyholder stopped paying premiums.
- The policyholder died under uncovered circumstances, which differ by policy but may include suicide or while committing a crime.
Other common reasons include responses that state the beneficiary failed to adhere to the claim filing process or did not disclose the required information to approve the claim.
If you believe your insurance company is giving you the runaround and is failing to pay the life insurance benefits you are entitled to, contact our Orlando life insurance claims lawyers to learn how we can help you and your family fight back.
When Should I Accept a Settlement from the Insurance Company?
It would be best if you never accepted a settlement offer from a life insurance company without speaking to an attorney. When the insurance company often offers a settlement, it is because they know your claim is legitimate and they are trying to avoid paying the full amount.
No matter where you are in the claims process, partnering with our Orlando life insurance claim attorneys can assist you by answering all your unanswered questions while:
- Advising and guiding you through the application process.
- Negotiating a lump sum buyout settlement.
- Preparing and handling your appeal of a denial of benefits.
- Filing a lawsuit.
We have successfully forced insurers to pay billions of dollars in initially denied claims and can help you pursue the same success.
We Also Serve this Practice Area in the Following Cities:-
Contact Our Skilled Disability Insurance Claims Denial Attorneys Today
Contact our skilled life insurance claims denial attorneys in Orlando today by calling (954)-989-9000 or contact us online to schedule a completely free and confidential case assessment so we can put our over 50 years of combined experience to work for you.