At Disability Insurance Law Group, our Jacksonville claims attorneys put our over 50 years of combined experience handling initial claims, appeals, lump sum negotiations, and lawsuits to work for clients in Florida and nationwide so they have direct access to legal representation that produces results.
Disability insurance is designed to provide financial protection to individuals who may become unable to work due to a disability or illness. It is intended to replace a portion of the insured person’s income if they cannot perform their job or work in their chosen profession.
Our Duval County disability insurance lawyers know that gaining access to these critical benefits is vital to each of our client’s physical, psychological, and financial well-being, and we want to help.
That begins by outlining the key factors to consider when evaluating disability insurance policies, like the definition of disability. Policies may define disability in various ways, including differentiating between “own occupation” — where the insured person cannot perform their specific job — or “any occupation” — where the insured person cannot work in any position for which they are reasonably qualified.
We will also examine the waiting or elimination period during which the insured person must be disabled before benefits become payable, the benefit period that specifies how long disability benefits will be paid, the coverage amount, and any exclusions outlined in the terms and conditions of their unique policy.
If you have disability insurance, no matter where you live in the U.S. or which insurance provider carries your policy, contact our skilled Jacksonville disability insurance claims attorneys today to learn more about your legal rights and options to pursue the benefits outlined in your coverage.
At Disability Insurance Law Group, our Jacksonville attorneys represent clients in all 50 states with a sincere focus on pursuing their disability coverage so they can access the benefits they are entitled to, no matter which type of disability insurance they carry.
Our disability insurance claims attorneys in Jacksonville represent policyholders nationwide who have:
Disability insurance is designed to provide financial support to individuals who cannot work due to a disability or illness. The specific types of disabilities covered by disability insurance can vary depending on the policy.
Generally, disability insurance covers the following categories of disabilities:
Disability insurance typically covers disabilities resulting from accidental injuries. This can include injuries from car crashes, falls, sports-related injuries, and other unforeseen events.
Disability insurance can also cover disabilities resulting from illnesses and diseases. These can range from common ailments like flu or pneumonia to more severe conditions like cancer, heart disease, or neurological disorders.
Many disability insurance policies cover mental health disabilities, including depression, anxiety, bipolar disorder, and post-traumatic stress disorder (PTSD).
Disabilities related to musculoskeletal disorders, like back injuries, herniated discs, and joint problems, are often covered by disability insurance. These conditions can result from accidents, repetitive strain, or degenerative diseases.
Some policies cover chronic health conditions that persist over an extended period, making it impossible for the insured to work. Examples include diabetes, multiple sclerosis, and Crohn’s disease.
Disability insurance typically covers disabilities that occur both inside and outside the workplace. Unlike workers’ compensation insurance, which primarily covers work-related injuries, disability insurance applies to disabilities resulting from any cause.
It is essential to understand that the specific coverage and terms of disability insurance can vary significantly from one policy to another. Some policies may be more comprehensive, offering broader coverage for a wider range of disabilities, while others may have exclusions or limitations.
No matter who you are, where you work, or where you live in the United States, our Jacksonville disability insurance claims lawyers assist policyholders in pursuing their insurance providers by:
Whether your disability insurance is employer-provided or if you have planned and paid for a private policy so you would be protected during times like these, we want to help you pursue the coverage you deserve.
Contact our skilled disability insurance claims attorneys in Jacksonville today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
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