Dedicated Long-Term Care Insurance Claims Attorneys in Orlando, Florida
Long-term care insurance coverage is designed to cover costs associated with a chronic medical condition, disability, or disorder not usually covered by traditional health insurance or Medicare.
At Disability Insurance Law Group, our Orlando long-term care insurance claims lawyers represent policyholders in Florida and nationwide because we know that when it is time to use this coverage, it is to offset a considerable amount of the costs associated with that care.
To receive long-term care benefits under most policies, policyholders must require assistance with at least two activities for daily living areas: bathing, eating, dressing, navigating the bathroom, and getting in and out of a bed or chair. Because of the types of help our clients need when pursuing coverage, the repercussions can be overwhelming when their insurers delay, undervalue, or deny their claims.
About 7.5 million Americans have long-term care insurance or 3.3% of the population. And while this number is smaller than those with other insurance policies, the importance of these claims being paid means the difference between protecting their financial assets and significant hardships in finding adequate care. This is why our Orange County long-term care insurance claims attorneys are here.
If you and your family are counting on your long-term care insurance to pay for your medical and ongoing care needs and are now facing a coverage dispute or denial, contact our skilled Orlando insurance claims attorneys today for help.
What Types of Long-Term Care Insurance Claims Does Disability Insurance Law Group Handle?
No matter what type of long-term care policy you have or where you live or work in the U.S., our insurance claims attorneys in Orlando can help with your claim.
Long-term care insurance provides benefits to offset home healthcare costs, assisted living care, or nursing home care. When this coverage is delayed, disputed, or denied, it is done so at a time in our clients’ lives when they are most vulnerable and need the most help.
Because insurance companies know the extensive financial liability associated with long-term care insurance policies, they purposefully underwrite the policies to contain provisions designed to make it more difficult for policyholders to obtain coverage and compensation.
This is unfair to policyholders everywhere and is exactly why we are here.
No matter where you are in the claims process, including questions about how to file a claim correctly or if your claim has been denied, we want to help you hold your insurance provider accountable for the policy you invested in.
Our Orlando long-term care claims attorneys at Disability Insurance Law Group can effectively protect your rights as more than lawyers but advocates for clients’ rights against unfair treatment by major insurance companies. Contact us today to learn how we can help you, too.
Can a Long-Term Care Insurance Company Deny My Legitimate Claim?
In many cases, long-term care insurance companies deny claims as part of their process. This is wholly unfair to policyholders and only worsened by the extensive and overwhelming appeal process.
This broad approach to denying a claim leaves policyholders in a challenging position because they honestly do not know where to go from here.
Our skilled Orlando long-term care insurance claims attorneys help clients across the country appeal denials associated with the following provider explanations:
- The policyholder’s condition does not meet the policy’s guidelines.
- Medical records or physician statements dispute the severity of the policyholder’s needs and conditions.
- The facility or caregiver is not an eligible provider.
- Exclusions and limitations listed in the policy’s fine print.
Our Orlando long-term care insurance claims attorneys can help you understand why your insurer is disputing your claim, no matter where you live in the U.S., so you can file a persuasive appeal that affords you and your well-being a second chance at receiving the care you are entitled to through your insurance coverage.
Many wrongful denials of insurance benefit claims can be overturned without the cost, frustration, and delay of filing a lawsuit simply by supplying the correct information and knowing how to respond to your insurance company’s accusations. This is why we are here.
We Also Serve this Practice Area in the Following Cities:-
Contact Our Skilled Long-Term Care Insurance Claims Denial Attorneys Today
Contact our skilled long-term care insurance claims attorneys in Orlando today by calling (954)-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.