Serving Florida and Nationwide
Call For A Free Consultation
(954) 989-9000
Serving Florida and Nationwide
Call For A Free Consultation (954) 989-9000

Holding Insurance Companies Accountable For The Coverage They Promised and The Benefits You Deserve. Serving Florida and Nationwide.

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How Do I File an Appeal for a Denied Long-Term Disability Claim?

At Disability Insurance Law Group, our long-term disability insurance claims attorneys represent policyholders nationwide whose claims have been denied. We understand the devastating impact a denial letter can have on you...

Disability Insurance Law Group Files Appeal and Wins Long-Term Disability Benefits for Claimant Denied by Unum

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Finding out that your disability insurance provider has denied your claim can be frustrating, confusing and frightening. You and your family were likely counting on those benefits to help make...

Dedicated Life Insurance Claims Attorneys in St. Petersburg, Florida

At Disability Insurance Law Group, our St. Petersburg life insurance claims lawyers know the death of a family member is a traumatic and painful experience for everyone who loved them.

This trauma can become overwhelming when the deceased’s family relied on them for financial security. This is what life insurance is for. It is an intelligent decision that requires forethought and care, placing the best interests of beneficiaries first by protecting them from financial disaster.

When beneficiaries pursue their life insurance coverage for benefits, they do so in good faith. The insured is no longer with them, and for all they know, that is enough for the insurance company to hold up its end of the contract.

Unfortunately, families nationwide are met with insurance claim disputes and denials instead.

This is why we are here.

 Our Pinellas County life insurance claims attorneys represent policyholder beneficiaries in Florida and nationwide during some of the most challenging times. Contact us today to learn more.

Life Insurance Claims

Does Disability Insurance Law Group Handle All Life Insurance Claims?

For over 50 combined years, our St. Petersburg life insurance lawyers at Disability Insurance Law Group have represented individuals and families nationwide when filing an initial claim, responding to a disputed claim, and appealing denied claims.

This includes those who are pursuing benefits from the following types of policies:

  • Final Expense Insurance

Final expense insurance, also known as burial insurance or funeral insurance, is a type of life insurance policy designed to cover the costs associated with a person’s funeral, burial, and other end-of-life expenses. This type of insurance is typically purchased by individuals who want to ensure that their loved ones are not burdened with the financial costs of their final arrangements.

  • Whole Life Insurance

Whole life insurance is a type of permanent life insurance that provides coverage for the entire lifetime of the insured individual if the premiums are paid. Unlike term life insurance, which provides coverage for a specified term (10, 20, or 30 years), whole life insurance is designed to last for the policyholder’s entire life and has several distinctive features.

  • Variable Life Insurance

Variable life insurance is a type of permanent life insurance that combines a death benefit with an investment component. Unlike traditional whole life insurance, where the cash value component is invested conservatively by the insurance company, variable life insurance allows policyholders to invest the cash value in various investment options, typically mutual funds or sub-accounts. This means that the policy’s cash value and death benefit can fluctuate based on the performance of the chosen investments.

  • Universal Life Insurance

Universal life insurance is a permanent life insurance offering a death benefit and a savings or investment component. Unlike term life insurance, which provides coverage for a specific term, universal life insurance is designed to provide coverage for the entire lifetime of the insured individual if the policy’s premium payments are maintained.

  • Term Life Insurance

Term life insurance is a type of life insurance policy that provides coverage for a specified period, known as the “term.” Unlike whole life insurance or universal life insurance, which provide coverage for the insured’s entire lifetime and often include a cash value component, term life insurance is a straightforward and more affordable form of life insurance that offers coverage for a set number of years.

Why Do I Need an Attorney to Pursue Life Insurance Benefits?

Most life insurance policy beneficiaries do not understand their loved one’s coverage terms and conditions. This is typically true because they do not choose or pay for the policy, so the details are difficult to grasp.

Even when they can access the document, the language can be hard to understand. The insurance company is counting on this being true because it allows them to dispute or deny the claim with a technical response that is less than straightforward.

Even when insurance companies know their claim denial reasoning is flawed, they deny claims anyway and leave it up to the families to respond appropriately. This is not fair.

Our sincere goal is to help our clients, the life insurance beneficiaries, pursue and obtain these crucial benefits so they can take the time they need to grieve, get their affairs in order, and move forward confidently.

You do not have to take the insurance company’s word for what a life insurance policy covers. We can help outline your loved one’s life insurance policy details and review the coverage to ensure you are pursuing the benefits included in the contract.

We Also Serve this Practice Area in the Following Cities:-

Contact Our Skilled Life Insurance Claims Attorneys Today

Contact our skilled life insurance claims denial attorneys in St. Petersburg today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.

Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.

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  • 3201 W. Commercial Blvd. Suite 227
  • Fort Lauderdale, FL 33309
Call For A Free Consultation (954) 989-9000

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