At Disability Insurance Law Group, our Florida and nationwide cardiologist insurance claims attorneys know that when a specialty medicine physician suffers an injury or illness that keeps them from working, their livelihoods — and personal practices, when applicable — face significant risks.
One of the most common ways the risk of losing their financial stability is diminished is through a disability insurance policy. Disability insurance provides income for cardiologists in the event they are unable to perform their work due to an injury or illness.
These policies may be issued through private coverage for individual cardiologists, as part of a private practice’s group coverage, or perhaps a public or private hospital system.
Depending on the type of coverage, the definition of what constitutes a cardiologist’s “disability” varies. When insurance companies dispute or deny cardiologist disability claims, it is often because they are quibbling over the definition of a disability, which can leave these important physicians in jeopardy of losing the financial support they need to get through this difficult time in their lives.
This is why we are here.
Our disability insurance attorneys for cardiologists see things differently, and have the law on our side to support clients in Florida and across the country when their coverage is being disputed or has been denied.
You do not have to take the insurance company’s word that your condition or injury does not qualify for disability benefits. If there has been a change in your ability to work as a cardiologist, no matter where your office is in the U.S., we can help you pursue your disability insurance for your complete coverage, so you can move forward with confidence. Contact us today to learn more.
There are multiple types of cardiologists, including general, invasive, non-invasive interventional, electrophysiologist, cardio-oncologist, and pediatric cardiologists.
Depending on what type of cardiologist you are, and your ability to work in another capacity — if your initial focus is compromised by an injury or illness — is typically the basis of the disability insurance company’s dispute or denial.
Simply put, the insurance company will contend that it is possible for you to “do something else” in your field that will allow you to keep working with the injury or illness, thereby negating your need for disability benefits.
It is vital to prove how your condition prevents you from doing the material and substantial duties of your job. We believe all disability claims examiners — whether they represent private, group, or facility insurers — must recognize the totality of your role as a cardiologist, and how your ability to do your job is impacted by your illness or injury.
We can help. We are more than disability insurance lawyers for cardiologists in Florida and throughout the U.S.: We are client advocates who represent real people, not case numbers, who have a real need to pursue their disability insurance policies for the coverage they have paid for as cardiologists. Contact us today to learn more.
Outside of the insurance company’s loose definition of what constitutes a disability in cardiologists, the insurance company is going to sharply look at the physician’s records to evaluate what their disability claim is worth.
This includes poring over billing records/histories, and investigating how much time and money is tied into doing their cardiologist duties as they are described in their profession, which may include surgical procedures, office visits, or consultations with other physicians.
The goal of this investigation is to pinpoint where they think you may be of service in your practice, a group practice, or another facility, so you can keep working, and not need to tap into your disability insurance coverage.
Unfortunately, insurance companies see most cardiologists the same. They evaluate their careers, capabilities, and requirements on paper — not as human beings. Our U.S. disability insurance attorneys for cardiologists see your claim differently and are here to help you maximize the benefits under your policy, starting with a free consultation.
Do not allow your disability insurance company to diminish the reality of how your injury or illness impacts your ability to be a cardiologist. Allow us to take the lead in your case and pursue real results that allow you to enjoy the quality of life that comes with putting your claim behind you, just as we have successfully done for thousands of professionals across the nation.
Contact our skilled disability insurance attorneys for cardiologists today by calling 954-989-9000 or contact us online to schedule a completely free and confidential case assessment, so we can put our over 50 years of combined experience to work for you — no matter where you work or live in the U.S.
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