At Disability Insurance Law Group, our West Palm Beach accidental death and dismemberment (AD&D) claims attorneys know that when our clients pursue these essential benefits, they need them now more than ever.
This means an insurance company’s dispute or denial of their claims can set off a chain of devastating events.
With 50 years of combined experience, our Palm Beach County AD&D lawyers have represented individuals and families in Florida and across the nation facing resistance from their insurance companies so they can pursue the benefits they are entitled to exactly when needed.
Our West Palm Beach accident, death and dismemberment insurance claims attorneys are here to help you pursue real results from the insurance policy you or your loved one depended on.
Contact us today to learn more about your legal rights and options to hold your insurer accountable for your AD&D benefits.
Accidental death and dismemberment insurance provides financial benefits in the event of an unexpected death or severe injury, such as a limb or the loss of sight or hearing.
Some of the benefits policyholders count on from their AD&D insurance policies include, but are not limited to:
AD&D insurance provides a lump-sum payment to the policyholder or their beneficiaries in the event of an accidental death or a covered dismemberment. This payment can help cover immediate expenses, such as medical bills, rehabilitation costs, modifications to the insured person’s home or vehicle to accommodate their new condition, funeral costs, or ongoing financial needs.
AD&D insurance can supplement other forms of insurance coverage, such as life or health insurance. It provides an additional layer of financial protection specifically for accidents.
Policyholders can often choose the level of coverage they need, which allows for customization based on individual circumstances and budget.
It is important to note that AD&D insurance is specific to accidents and does not cover deaths or injuries resulting from illnesses or natural causes. Additionally, the coverage may have limitations and exclusions, so it is essential to carefully read and understand the terms and conditions of the policy. We can help.
Our West Palm Beach AD&D claims attorneys understand this insurance is designed to provide peace of mind for policyholders, knowing that financial support is available in case of an accident that results in death or dismemberment.
Unfortunately, the obstacles policyholders face are often insurmountable on their own. This is why we are here. You do not have to take the insurance company’s word for what your policy covers your claim is worth. We will provide a straightforward assessment of your claim – and your policy’s payment requirements — so you can pursue the benefits you deserve.
No matter where you live or work in the U.S., contact our West Palm Beach AD&D insurance claims attorneys today to discuss your needs during a free consultation.
Many AD&D insurance policies do not require a medical exam or extensive underwriting, making it easier to obtain coverage, especially for individuals with pre-existing health conditions.
These policies are often more affordable than other types of insurance because they cover different circumstances, making them easier for individuals and families to obtain. This gives policyholders peace of mind, knowing they have a backup financial plan should a life-changing injury or death occur.
Unfortunately, insurance companies view these policies in the opposite light. They issue AD&D policies to most people who apply because they know the chances of having to pay the benefits are slim.
When a policyholder pursues a claim, they are highly scrutinized by the insurance company because they pose a substantial financial liability. This means the insurance company will often respond with a denial almost immediately.
The legal team at Disability Insurance Law Group will aggressively fight to obtain the AD&D benefits you deserve and to hold your insurance company accountable for the coverage it promised. AD&D insurance companies have a team of attorneys; you can, too.
Policyholders of all types often pursue claims independently because they trust the insurer to uphold the end of their agreements. This makes sense because their AD&D insurance policy is a legally binding contract. AD&D policies are mainly pursued during traumatic circumstances, making a dispute or denial a devastating response.
Policyholders quickly discover that the insurer does not have their best interests in mind.
No matter where you are in the claim process or where you live in the U.S. — whether you are working on submitting the claim or have received a disputed benefits or denial letter — we want to help.
Contact our skilled accidental death & dismemberment attorneys in West Palm Beach today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
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