At Disability Insurance Law Group, our attorneys know that no matter where you live or work in the U.S., having disability insurance coverage brings peace of mind. Whether you seek coverage on your own or if it is employer-provided, there is comfort and security in having an insurance policy that will provide the cash flow you need if an injury or illness keeps you out of work.
Boston Mutual Disability Income Insurance comes in many forms, including voluntary short- and long-term individual or group disability insurance, employee-paid short- and long-term disability insurance, and disability income protection insurance with hospital confinement indemnity, and accidental death and dismemberment benefits.
Boston Mutual describes these policies as having “flexible plan design options for income protection that will help policyholders cover expenses while disabled.”
While this is precisely what disability insurance is designed to accomplish, insurers lean on ambiguous and confusing contract language to delay, undervalue, and deny claims that workers nationwide were counting on during circumstances like these. That is why we are here.
Our disability insurance attorneys represent Boston Mutual policyholders in our home state of Florida and nationwide, so everyone has equal access to legal representation that produces real results for real people. Contact us today to learn how we can help you hold Boston Mutual accountable for the disability policy you were counting on during your time of need.
One of the most common factors associated with any insurance policy — whether home, car, or health — is that it is designed to protect you in your time of need. The same is true for disability insurance. No one expects to get hurt or suffer an illness that endangers their livelihood. Unfortunately, it happens. And when it does — just as they would after their home sustains hail damage, after a traffic collision, or a doctor’s appointment — they expect their disability insurance policy to provide the benefits that are outlined in their coverage.
This often leads to the insured filing a disability claim on their own. And why not? If you are left disabled and unable to return to work on a short-term or long-term basis, this is why you have disability insurance.
The problem of filing a claim on your own typically only becomes an issue when you receive a denied benefits letter from Boston Mutual. This is true because most of Boston Mutual’s group policies are governed by the Employee Retirement Income Security Act of 1974 (ERISA). ERISA policies have exceptionally stringent filing requirements, which can result in immediate denials for failing to check each box or missing a mandatory filing deadline.
Even if you have a private policy, Boston Mutual’s inflexibility may leave you struggling physically, emotionally, and financially by denying your claim for providing insufficient medical evidence or having a condition they deem as “not covered.”
If filing the initial claim needed to be more stressful, appealing a denial can be overwhelming.
You do not have to face Boston Mutual alone. We can help.
With over 50 combined years of experience, our national Boston Mutual disability insurance attorneys know that understanding your coverage is critical to winning and maintaining your disability benefits.
Our skilled Boston Mutual Insurance claims attorneys assist disability insurance policyholders nationwide pursue:
Whether you are considering applying for benefits, are waiting for a claim’s decision, or have been denied, we can assist you with your Boston Mutual disability claim anywhere in the country, starting with a free consultation.
Hiring a Boston Mutual disability insurance claim lawyer at the start of the process can mean the difference between the insurance denying your claim and receiving your disability benefits in full.
At Disability Insurance Law Group, our skilled attorneys specialize in pursuing disability claims by working directly with our clients to achieve the best outcome. Unlike other disability law firms, we are not focused on churning cases through our offices to increase profits.
If you are receiving resistance from Boston Mutual for your U.S. disability claim, or if your claim has already been denied, contact our dedicated disability insurance attorneys nationwide at 954-989-9000 or online to schedule a free, confidential case assessment without delay.
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