Experienced Chubb Disability Claims Attorneys Representing Clients Throughout the U.S.
At Disability Insurance Law Group, our nationwide claims attorneys know that your insurance coverage — including disability and life insurance — gives you peace of mind.
If you get injured or suffer from an illness, you should receive a monthly benefit check from your Chubb Disability Insurance policy to replace your income if you have a disability that causes you to miss work. That money is paid directly to you to use or save as needed.
If something were to happen to you, your family would rely on your Chubb Life Insurance to provide money at the time of death to help them so they can continue to pay for things like mortgage and rent, college and education, retirement, household expenses, childcare, family debt, and burial.
These coverages make sense on paper and promise to do everything they are designed to do until they don’t.
Last year, Chubb Insurance had $41 billion in revenue, yet the company continues to dispute and deny disability and life insurance claims their policyholders and families were counting on.
That is why we are here. Our nationwide disability insurance claim attorneys represent Chubb policyholders nationwide — no matter where they live or work in the U.S. — with only their best interests and true success in mind so our clients can pursue the benefits they are entitled to from their employer-provided coverage or personal policies. Contact us today to learn how we can help you.
My Chubb Disability Insurance Claim Was Denied – Now What?
Whether you have purchased private Chubb disability insurance or if your coverage is provided directly through your employment, getting a denial letter devastates your and your family’s livelihood.
Common reasons these claims are denied may include, but are not limited to:
- Incomplete or Inaccurate Information.
- Pre-existing Conditions.
- Policy Lapses or Non-Payment of Premiums.
- Waiting Periods and Exclusions.
- Fraud or Misrepresentation.
- Policy Limitations.
- Failure to Meet the Definition of Disability.
- Exclusions for Risky Activities.
- Late Notification of Claim.
- Investigation and Disputes.
While Chubb’s disability insurance policies promise financial security to policyholders who cannot work due to an accident, injury, or illness, the company’s definition of disabled may differ from yours — and ours.
This is especially true for most employer-provided group policies governed by the Employee Retirement Income Security Act of 1974 (ERISA), millions of which are underwritten by Chubb.
ERISA-governed policies have strict claim submission requirements and even stricter deadlines that must be followed. Otherwise, a dispute or denial is imminent.
Unfortunately, in most cases, disability claim denials come automatically, which is more than unfair to the policyholder — it is an egregious attempt at placing profits over their policyholder’s well-being.
With over 50 combined years of experience, our national Chubb disability insurance attorneys know that understanding the definition that dictates your coverage is critical to winning and maintaining your disability benefits.
Whether you are considering applying for benefits, are waiting for a claim’s decision, or have been denied, we can assist you with your Chubb disability claim anywhere in the country, starting with a free consultation.
Why Do I Need a Chubb Disability Claim Attorney?
At Disability Insurance Law Group, our skilled attorneys specialize in pursuing disability claims by working directly with our clients to achieve the best outcome. Unlike other disability law firms, we are not focused on churning cases through our offices to increase profits.
We are fully dedicated to providing transparent legal services that allow us to pursue real results for real people who need our help – no matter where they live or work in the U.S.
Contact Our Dedicated Disability Insurance Attorneys Today
If you are receiving resistance from Chubb for your U.S. disability claim, or if your claim has already been denied, contact our dedicated disability insurance attorneys nationwide at 954-989-9000 or online to schedule a free, confidential case assessment without delay.