Understanding Elimination Periods and Benefit Triggers in Long-Term Care Policies
Long-term care insurance is designed to offer peace of mind as you or a loved one ages and begins to need help with everyday activities. However, when the time comes...
Proving Partial Disability for Business Owners and High-Income Professionals: Income Drop Isn’t Always Enough
Disability insurance policies often include partial or “residual” disability benefits for those who can still work in a limited capacity. These benefits are especially important for business owners, executives, doctors,...
Total vs. Partial Disability: Why the Definitions in Your Policy Are More Dangerous Than They Sound
Most people assume that “total” and “partial” are self-explanatory regarding disability insurance. However, the reality is far more complex, and the definitions buried in your policy language can majorly impact...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Guardian Berkshire Disability Insurance Claim Attorneys in Florida and Nationwide
The Guardian Life Insurance Company owns a subsidiary called Berkshire Life Insurance Company that handles the disability insurance products for Guardian. At Disability Insurance Law Group, we often refer to these entities as Guardian/Berkshire. While Guardian/Berkshire offers some of the best disability insurance policies on the market, it does not always do as good a job at honoring them.
If you purchased disability insurance coverage through Guardian/Berkshire, you might find yourself frustrated by the companies’ constant delay tactics. You might even have found that they denied your claim for no reason. Our attorneys can help you hold them accountable and seek the disability benefits you deserve.
They Do Everything Possible To Avoid Paying
Many people choose Guardian/Berkshire because its disability insurance policies can offer excellent coverage. The problem, though, is that they rarely accept claims without a fight and too often wrongfully delay, deny and underestimate many perfectly valid claims.
In one infamous case, Guardian/Berkshire canceled the insurance policy of a man who had muscular dystrophy, even though he needed the medical services covered by his insurance just to survive. The insurance provider preferred to cancel his policy completely instead of providing his benefits.
Here To Protect Your Rights
Sadly, cases like this man’s are much too common. Our Florida and nationwide disability insurance lawyers see them every day. The good news is that we know exactly which steps to take to counteract Guardian’s underhanded strategies. In all, we have recovered millions of dollars in insurance benefits for clients with disabling injuries and illnesses.
At Disability Insurance Law Group, We Also Offer Insurance Claims For The Following companies:
Disability Insurance Law Group has a proven record of securing favorable results against insurance giants such as Guardian Berkshire. You can rely on us for representation from the beginning of your claim to the end. Call us at 954-989-9000 in Florida and nationwide or send us an email to request a free, confidential initial consultation with one of our staff members.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
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