You are entitled to expect your long term disability and short term disability coverage to protect you and your family in the event you suffer a disabling illness or injury, require healthcare, or endure the death of a loved one.
Your insurance policy is a legally enforceable contract between you and your insurance company. Unfortunately, despite your contractual and legal right to these benefits, insurance companies often delay or deny payment of legitimate insurance claims. The financial and emotional distress caused by their failure to provide the promised coverage often makes a bad situation significantly worse.
