At Disability Insurance Law Group, our nationwide claims attorneys know Chronic Kidney Disease (CKD) is a condition in which the kidneys are damaged and cannot filter blood as well as they should, according to the Centers for Disease Control. Because of this, excess fluid and waste from blood remain in the body and may cause other health problems, like heart disease and stroke. It is estimated that 15% of U.S. adults have chronic kidney disease, that is about 37 million people.
Multiple forms of chronic kidney disease can qualify for disability benefits, including chronic glomerulonephritis, hypertensive nephropathy, diabetic nephropathy, chronic obstructive uropathy, and hereditary nephropathies.
This is where disability insurance can make an essential difference in those living with CKD.
Unfortunately, many disability insurance companies see it differently. When those with CKD lean on their policies for financial help when they are unable to work and are met with a claim denial, it can physically, emotionally, and financially devastate kidney disease sufferers. We want to help.
Our national kidney disease disability insurance attorneys assist policyholders through the U.S. in strategically submitting their claims by outlining the severity of their conditions, compiling the necessary medical records to support their disabilities, and negotiating with their private or employer-provided insurer to achieve the benefits they are entitled to for their impairment.
Call us today to learn more about how we have successfully produced real results for real people across the U.S. who need our help and how we can assist you in moving forward with confidence during a free consultation.
Kidney disease causes expensive, painful, and debilitating complications that prevent many people from working and earning an income.
To be clear, if you have CKD, you can qualify for disability benefits if your kidney disease and treatments keep you from working.
Standard evidence insurance companies require may include, but is not limited to:
Other medical conditions caused by reduced kidney function resulting in:
A bone disease caused by failing kidneys, with severe bone pain and abnormalities.
A nerve disease that causes pain, numbness, tingling, and muscle weakness in various body parts from toxins the kidneys could not filter out.
A condition where water and salt are retained in the body causes abnormally large blood vessels with high blood pressure, skin swelling, or anorexia with weight loss.
The result of protein being lost in urine.
Insurance companies often require policyholders living with CKD to prove a certain number of hospitalizations within specific periods lasting for more than 48 hours before they will consider their overall disability claim for approval.
If you are living with chronic kidney disease and cannot work, the last thing you need is a fight with the insurance company, causing you more stress and anxiety than your condition. We can take the lead in your claim so you can focus on getting the care you need.
Whether your disability insurance coverage was underwritten as a private or employer-provided policy, we have over 50 years of combined experience pursuing all insurance coverages and corporations for the benefits policyholders nationwide deserve.
Contact our national kidney disease disability insurance attorneys today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our legal skills and resources to work for you — no matter where you live or work in the U.S.
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