Knowledgeable Long-Term Care Insurance Claims Attorneys in West Palm Beach, Florida
Long-term care insurance helps protect your assets and savings from being depleted by the high costs of long-term care services that could consume your retirement savings or leave your family in financial distress. It also provides the flexibility to choose where you receive care.
At Disability Insurance Law Group, our West Palm Beach long-term care insurance claims lawyers represent policyholders in Florida and nationwide to help ensure their rights are protected throughout the claim process.
Our Palm Beach County attorneys know that when our clients pursue their long-term care benefits, it is because they have reached a point — no matter their age, condition, or circumstances — where they require home healthcare, assisted living care, or nursing home care.
You deserve access to the full long-term care benefits you have paid for to make independent decisions about your and your family’s physical, emotional, and financial futures.
When insurers delay, undervalue, or deny your claim, your ability to make informed decisions is removed from the equation. Not on our watch.
If you and your family are counting on your long-term care insurance to pay for your medical and ongoing care needs and are now facing a coverage dispute or denial, contact our skilled West Palm Beach insurance claims attorneys today for help.
How Can Disability Insurance Law Group Help with My Long-Term Care Claim?
At Disability Insurance Law Group, our West Palm Beach attorneys help our clients pursue the same purpose that led them to purchase long-term insurance coverage: To maintain a greater degree of independence, stay in a familiar environment for as long as possible, and relieve family members who might otherwise become caregivers, potentially reducing the physical, emotional, and financial burden on loved ones.
Long-term care insurance gives our clients access to higher-quality care services than they might receive through Medicaid or other government programs that cover long-term care but have significant limitations.
Our long-term care insurance claims attorneys represent clients in Florida and nationwide to help protect our clients’ retirement savings, investments, and assets, allowing them to leave a legacy for their heirs while still getting the current and future care they need to maintain the quality of life they deserve.
We understand long-term care situations can be emotionally and mentally taxing, so our clients maintain their policies for years — sometimes decades — before they need them. This helps protect the assets of a healthy spouse, partner, or children, ensuring they do not have to deplete their financial resources to cover the expenses of the spouse needing long-term care.
We work tirelessly to help policyholders obtain the total limits of long-term care coverage to pursue, receive, and maintain the care they need to thrive.
Can I Appeal a Long-Term Care Insurance Claim Denial?
If your long-term care insurance provider has denied your claim, you do not have to take their word for why the coverage was denied.
The insurance company’s initial response – for long-term care claims and other insurance policies – is to dispute or deny the claim immediately. Their goal is to get you to give up. And, honestly, after months of trying to pursue the coverage you are entitled to, you may feel like it.
Don’t. We can help by:
- Reviewing the denial letter sent by the insurance company to learn the reasons for the denial.
- Assessing your long-term care insurance policy to ensure that the care you seek is covered and that you meet the policy’s requirements for benefits.
- Contacting your insurance company’s claims department to discuss the denial and seek clarification on its reasons. Sometimes, misunderstandings or administrative errors can be resolved through this initial communication. If there is no immediate resolution, we will collect all relevant documents to support your claim, including medical records, doctor’s statements, and any other evidence demonstrating the necessity of the care you seek.
If you believe your claim has been wrongly denied or face challenges in the appeals process, contact our skilled West Palm Beach long-term care insurance claims attorneys to get the guidance and assistance you need to navigate the appeals process successfully.
Our West Palm Beach long-term care claims attorneys at Disability Insurance Law Group can effectively protect your rights as more than lawyers but advocates for clients’ rights against unfair treatment.
Our extensive experience enables us to identify situations where insurers fail to meet their legal and contractual obligations. No matter where you live in the U.S., our attorneys are well-versed in the processes and procedures involved in pursuing a long-term care insurance claim and protecting our client’s rights under state and federal laws.
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Contact Our Trusted Long-Term care Insurance Claims Attorney Today
Contact our skilled long-term care insurance claims attorneys in West Palm Beach today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.