Disability Insurance Attorneys Representing Physician Assistants Throughout the U.S.
At Disability Insurance Law Group, our attorneys know the time and financial commitment required to obtain a physician assistant degree in the U.S.
To become a physician assistant (PA), individuals must:
PAs must also maintain their national certification by completing 100 hours of continuing medical education (CME) credits every two years and taking the Physician Assistant National Recertifying Exam (PANRE) every ten years. The median salary for physician assistants in May 2022 was $126,010 per year or $60.58 per hour.
If a physician assistant suffers a debilitating injury, illness, or condition that keeps them from working — or maintaining their certification — it can jeopardize their physical, emotional, and financial well-being.
This is why most carry disability insurance, so they are financially protected should the unthinkable occur. If you are a physician assistant pursuing your disability insurance for financial help and are unsure how to submit a completed application package, must respond to a request for more information, or appeal a denial, our nationwide disability insurance attorneys can help you pursue your complete coverage benefits, starting with a free consultation.
Why Do Physician Assistants Need Disability Insurance?
Physician assistants invest a significant amount of time and money into their education and training to become licensed healthcare professionals. They often have high earning potential, and disability insurance provides income protection if they cannot work due to a disability. This coverage ensures that they can continue to support themselves and their families, meet financial obligations, and maintain their standard of living even if they can no longer practice.
Disability insurance helps safeguard physician assistants from the financial impact of unforeseen disabilities caused by accidents, injuries, or illnesses.
Knowing they have disability insurance in place can provide peace of mind to physician assistants, reducing the financial stress and uncertainty that can come with a disability. This security allows them to focus on their health and recovery without worrying about their economic well-being.
At Disability Insurance Law Group, our attorneys and clients know why they have this coverage and what it is designed to cover if they become disabled. The problem is that most insurance companies will dispute their initial claims almost immediately upon receipt.
This places PAs in the challenging position of proving they are disabled while trying to care for their disabilities and enduring the stress of being denied the financial support their coverage is meant to provide.
We help our clients understand the terms and conditions of their policies so that together, we can effectively pursue and maximize the benefits they deserve, starting with a free consultation.
What is the Difference Between Private and Employer-Provided Disability Benefits for Physician Assistants in the U.S.?
Private disability insurance is typically obtained by an individual directly from an insurance company or an insurance agent. PAs purchase these policies independently, and they are responsible for paying the premiums themselves.
The physician assistant’s employer offers employer-provided disability benefits as part of the employee benefits package. The employer selects the insurance carrier and pays some or all the premiums on behalf of the employees. Employer-provided policies are often governed by the Employee Retirement Income Security Act of 1974 (ERISA).
ERISA is a federal statute that provides stringent deadlines and guidelines for claimants and insurance companies to abide by in the processing of a claim, submission of an appeal, and, ultimately, the determination of eligibility for benefits under a long-term or short-term disability insurance policy.
ERISA creates an unequal claims process, placing strict obligations on individuals pursuing benefits that make maneuvering a claim difficult and frustrating for unaware claimants at a time when they should be focusing on their recovery. For most, the process is mysterious and often confusing. What you do not know and what your insurance carrier will not tell you can be fatal to your claim.
If you are unsure of whether your disability benefits plan or insurance policy is ERISA-governed, you should proceed with caution and seek clarification. The laws that govern each type of benefit plan and insurance policy and your legal rights and obligations under each are vastly different.
Whether you have private or employer-provided disability insurance coverage, let us take the lead in your case and pursue actual results that allow you to enjoy the quality of life by putting your claim behind you, just as we have successfully done for thousands of professionals nationwide.
At Disability Insurance Law Group, we also offer insurance claims for the following occupations:
Contact Our Dedicated Disability Insurance Claims Attorneys for Physician Assistants Today
Contact our skilled nationwide disability insurance attorneys for physician assistants today by calling (954)-989-9000 or contact us online to schedule a completely free and confidential case assessment so we can put our over 50 years of combined experience to work for you — no matter where you work or live in the U.S.