Dependable Life Insurance Claims Attorneys in Miami, Florida and Nationwide
At Disability Insurance Law Group, our Miami, Florida and nationwide life insurance lawyers represent policyholder beneficiaries in Florida and throughout the U.S. because we know how important this coverage is to their livelihoods.
Most people purchase life insurance policies to ensure their loved ones are protected and provided for if they cannot do so due to an untimely death. This limits the family’s financial exposure, so they can focus on healing from such a significant loss. When the insurance company disputes — or worse, outright denies — a life insurance claim, the reasons may be difficult to understand while processing grief.
Our Miami-Dade County life insurance claims attorneys help beneficiaries understand their loved one’s policy so they know exactly what type of benefits they are entitled to from the coverage and what it means to their financial future. Contact us today to learn more.
What Type of Life Insurance Claims Does Disability Insurance Law Group Handle?
Life insurance coverage is designed to pay death benefits to an individual’s chosen beneficiary. The benefits may be used for end-of-life expenses, outstanding debts, and financial support to the dependents after death.
At Disability Insurance Law Group, our Miami, Florida and nationwide life insurance lawyers represent individuals and families nationwide whose claims have been disputed or denied by the insurers, including those who are pursuing benefits from the following types of policies:
Insurance companies often dispute or deny life insurance policies because those who pursue the benefits are not the actual policyholders. This makes it easier for the insurer to refute the claims by responding to the beneficiary with nonspecific reasons broadly explained as “uncovered” by the policy. This is unfair to the now-deceased policyholder, who paid for the policy in good faith so their beneficiaries would receive the coverage without issue. It is even more unjust to the survivors counting on this coverage to move forward without adding financial stress to their grieving circumstances.
You do not have to take the insurance company’s word for what a life insurance policy covers. We can help outline your loved one’s life insurance policy details and review the coverage to ensure you are pursuing the benefits included in the contract.
Contact our Miami, Florida and nationwide life insurance claims attorneys today for help.
Why is the Insurance Company Denying My Life Insurance Claim?
When an insurance company responds to a life insurance claim with anything other than the check the beneficiary was expecting, it can deal a significant blow to the beneficiary’s financial, emotional, and physical well-being.
Insurance companies deny life insurance claims for multiple reasons, which may include but are not limited to:
- Allegations of fraud or misrepresentation.
- Disputed cause of death.
- Effective date of coverage disputes.
- Failing to adhere to the claim filing process.
- Failing to disclose the required information in the application process.
- Policy cancellation because of non-payment of premiums or other premium disputes.
From drafting the life insurance policy to investigating and denying a claim, insurance companies use time-tested corporate protocols to protect the insurer’s bottom line. Unfortunately, this means disputing or denying life insurance claims that families count on to support their livelihoods.
At Disability Insurance Law Group, we are committed to providing professional, effective, and compassionate legal representation to families seeking life insurance benefits so they do not have to suffer the additional trauma of fighting with the insurance company over the financial support they depend on. Contact our Miami, Florida and nationwide life insurance claims lawyers to learn how we can help you and your family fight back.
Can I File a Life Insurance Claim Without an Attorney?
Yes. No law states that beneficiaries must partner with a life insurance claim attorney to pursue their policy’s benefits.
However, when a beneficiary pursues a life insurance claim, ensuring that all the details are included in the required paperwork takes time and effort. Because of the stress and anxiety accompanying the grieving process, they may not understand the claim requirements, which can lead to an immediate dispute or denial from the insurance company.
This is one reason why partnering with a Miami, Florida and nationwide life insurance claim attorney is the best course of action from the start. You have enough on your plate. You should not have to pore through insurance policy requirements that only remind you of your loved one’s untimely death.
However, no matter where you are in the claims process, we can help. We have successfully forced insurers to pay billions of dollars in claims that were initially denied.
Our Miami, Florida and nationwide life insurance claim attorneys can assist you by:
- Advising and guiding you through the application process.
- Preparing and handling your appeal of a denial of benefits.
- Filing a lawsuit.
- Negotiating a lump sum buyout settlement.
- Answering frequently asked questions.
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Contact Our Skilled Life Insurance Claims Attorneys Today
Contact our skilled life insurance claims denial attorneys in Miami, Florida and nationwide today by calling 954-989-9000 or contact us online to schedule a completely free and confidential case assessment, so we can put our over 50 years of combined experience to work for you.