At Disability Insurance Law Group, our Florida and nationwide insurance claims attorneys represent CEOs, CFOs, Directors, and other executives throughout the U.S. whose disability claims are being challenged by their insurance providers.
If you work in a high-ranking executive-level position at your company, no matter its size, industry, or where it is in the U.S., disability insurance can mean the difference between sustaining your livelihood — and successfully maintaining the company — and significant financial and leadership challenges that change your life without notice.
The reality is, no one knows when a catastrophic accident will leave them injured and out of work, or when they may contract a life-changing illness that requires long-term medical treatment. If these circumstances occur, as a CEO, CFO, or Director of any organization, your disability insurance should be there to support you when you need it.
The good news is, most major disability insurance carriers design their products for different occupations, including executives, and white-collar professions have some of the most favorable terms of all disability insurance occupation categories.
This does not mean the insurance company is going to be willing to fulfill your claim’s needs. They will review the language regarding your occupational demands, which will differ between private and group plans, and when those definitions deem you “disabled.”
We can help you determine the best legal course of action to pursue the disability benefits you are entitled to by reviewing the details of your unique policy to ensure the initial filing is complete and includes all the supporting evidence necessary to avoid a dispute or denial from the start.
If there has been a change in your ability to work as a CEO, CFO, or Director, no matter where your office is in the U.S., we can help you pursue your disability insurance for your complete coverage, so you can move forward with confidence. Contact our Florida and nationwide disability insurance claims lawyers for CEOs, CFOs, Directors, and other executives to learn more today.
Since the duties of a CEO, CFO, Director, or another executive varies greatly based on the industry, corporate structure, and other important operating details, the insurance companies will make assumptions about what their policyholder’s position entails based on the definition of the position.
For CEO, CFO & Directors, this is great news when they are seeking disability insurance, as they are normally offered the highest possible occupation disability insurance policies. This is typically true because the insurance company knows executive professionals have less of a propensity to file a disability claim due to the nature of their jobs — as opposed to a roofer or ironworker.
Unfortunately, when it is time for the insurance company to fulfill a disability claim, they take a very black-and-white approach to assigning duties to a specific occupation, which is how the insurance company will then determine whether the individual is “disabled.”
Insurance companies rarely look closely at the cognitive and mental demands of the individual’s role in the organization — and only focus on the physical aspects of a proposed disability. In short, the insurance company may believe that if you can show up for work, and sit behind your desk all day, you do not need disability benefits. This is simply not true.
Our disability insurance attorneys see things differently, and have the law on our side to support our clients and ensure the claims examiners recognize the totality of your unique role as a professional.
Do not allow your disability insurance company to diminish the reality of how your injury or illness impacts your ability to be a CEO, CFO, or Director. Allow us to take the lead in your case and pursue real results that allow you to enjoy the quality of life that comes with putting your claim behind you, just as we have successfully done for thousands of professionals across the nation.
No matter which insurance company holds your CEO, CFO, or Director disability policy — or whether it is private or group coverage — if you have already been denied disability benefits, our attorneys will provide the exacting legal representation you need to pursue results.
We are more than disability insurance lawyers for CEOs, CFOs, and Directors in Florida and throughout the U.S.: We are client advocates who represent real people, not case numbers, who have a real need to pursue their disability insurance policies for the coverage they have paid for as executives.
Contact our skilled disability insurance attorneys for CEO, CFO & Directors in Florida and nationwide today by calling 954-989-9000 or contact us online to schedule a completely free and confidential case assessment, so we can put our over 50 years of combined experience to work for you — no matter where you work or live in the U.S.
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