At Disability Insurance Law Group, our Florida and nationwide attorneys know no matter where you live or work in the U.S., or what your occupation is, suffering an injury or illness can change everything about your life without notice.
Your wellness directly correlates to your ability to work, pay your bills, and enjoy the livelihood you have worked so hard to build. That is why you have a disability insurance policy. Whether your coverage was provided by your employer, or if you purchased the policy privately, if it was underwritten by AXA Equitable, you may have trouble collecting the benefits you deserve.
The insurance company opened its headquarters at the Equitable Life Building in 1870 in the Financial District of Manhattan. In 1991, AXA Group of France bought a $1 billion stake in Equitable Life Assurance Society, for a 49% share of the business. In 2003, AXA Equitable Insurance Company was the leading carrier in the world with more than 50 million clients, in more than 50 countries, and with nearly a trillion dollars in client assets. In 2004, the company officially changed its name to AXA Equitable Life Insurance Company, and after a successful 15-year run, 2019 marked the end of the AXA Group ownership of the company. In January 2020, it changed its name to Equitable Holdings, Inc.
This is where the company stands now and, unfortunately, the changes that came over the past several decades have left third-party administrators reviewing disability insurance claims across the country. This approach can lead to varying company protocols on how to review our clients’ disability coverages and can even leave older policies purchased through AXA in jeopardy of not being fulfilled when our clients need them most.
That is why we are here. Our disability insurance attorneys represent Equitable Holdings policyholders across the nation — no matter where they live or work in the U.S. We are fully dedicated to providing transparent legal services that allow us to pursue real results for real people who need our help, no matter when they bought their policy, or which company is reviewing its payment coverage. Contact us today to learn more about your legal rights and options to pursue your disability insurance coverage for the financial support you deserve.
For many U.S. workers, in Florida and across the nation, their employers offer disability benefits as part of their employment packages, and some are governed by the Employee Retirement Income Security Act of 1974 (ERISA).
ERISA is a federal statute that provides extremely strict deadlines and guidelines for claimants and insurance companies to abide by in the processing of a claim, submission of an appeal, and ultimately the determination of eligibility for benefits under a long-term or short-term disability insurance policy.
ERISA places strict obligations on individuals pursuing benefits that make maneuvering a claim difficult and frustrating. The language in these policies is difficult to understand, which results in claims being denied far more often than private policy claims.
Private disability insurance coverage is more straightforward than cpolicies and is often slightly easier to navigate without a law degree. Unfortunately, this may not be true when dealing with Equitable Holdings, Inc., and their third-party administrators.
Our attorneys at Disability Insurance Law Group encourage policyholders of all types to contact us if they are:
With over 50 combined years of experience, our Florida and nationwide Equitable Holdings disability insurance attorneys know that understanding the definition that dictates your coverage is key to winning and maintaining your disability benefits.
Whether you are considering applying for benefits, are waiting for a claim’s decision, or have been denied, we are available to assist you with your Equitable Holdings disability claim anywhere in the country. Contact our dedicated disability insurance attorneys Florida and nationwide at 954-989-9000 or online to schedule a free, confidential case assessment without delay.
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