At Disability Insurance Law Group, our nationwide claims attorneys know sleep apnea is a breathing disorder that causes you to stop breathing while sleeping.
Symptoms include:
Risk factors for obstructive sleep apnea include:
Central sleep apnea occurs when the brain does not send the signals needed to breathe and is a potentially severe sleep disorder that can lead to more than daytime fatigue, but high blood pressure or heart problems, Type II Diabetes, Metabolic Syndrome, complications with medicines and surgeries, liver problems, and cardiovascular trouble. These conditions can make work impossible, even temporarily, while you undergo treatment.
This is where disability insurance can make an essential difference in your life.
When a disability insurance claim is denied, it can physically, emotionally, and financially devastate sleep apnea sufferers. We want to help.
Our national sleep apnea disability insurance attorneys assist policyholders throughout the U.S. in strategically submitting their claims by outlining the severity of their conditions, compiling the necessary medical records to support their disabilities, and negotiating with their private or employer-provided insurer to achieve the benefits they are entitled to for their impairment.
Call us today to learn more about how we have successfully produced real results for real people across the U.S. who need our help and how we can assist you in moving forward with confidence during a free consultation.
Sleep apnea is a sleep disorder characterized by pauses in breathing during sleep, leading to disruptions in standard sleep patterns and potentially causing daytime fatigue, cognitive impairment, and other health issues.
Healthcare professionals, including sleep medicine specialists and pulmonologists, often determine impairment due to sleep apnea. Diagnostic tests such as polysomnography (sleep studies) may be used to assess the severity of sleep apnea.
Sleep apnea is considered an impairment when it significantly interferes with an individual’s ability to carry out daily activities, maintain employment, and engage in social interactions.
It is important to note that sleep apnea is a treatable condition, and interventions like lifestyle modifications, positional therapy, CPAP therapy, or surgery may be recommended depending on the severity of the condition.
If you are experiencing sleep apnea symptoms, seeking professional help for a comprehensive evaluation and appropriate management is crucial, especially when considering filing a short- or long-term disability claim.
Here are some considerations for when sleep apnea may be considered an impairment:
If sleep apnea results in excessive daytime sleepiness, difficulty concentrating, memory problems, and impaired cognitive function, it may significantly impact an individual’s ability to perform daily activities.
Sleep apnea can affect a person’s ability to work. Jobs that require sustained attention, alertness, and critical decision-making may be particularly affected. The impact on job performance, attendance, and the ability to carry out essential job functions is a crucial consideration.
Chronic fatigue and sleep disruptions can impact an individual’s overall quality of life. If sleep apnea significantly affects physical and mental well-being, it may be considered an impairment.
Sleep apnea is associated with an increased risk of other health conditions such as cardiovascular disease, hypertension, and diabetes. If these health consequences contribute to disability, sleep apnea may be considered an impairment.
The severity and frequency of sleep apnea episodes are essential considerations. Severe and frequent episodes that lead to persistent sleep disruptions and daytime impairment may be viewed as impairments.
The effectiveness of treatment in managing sleep apnea symptoms is also considered. If symptoms are not adequately controlled with interventions such as continuous positive airway pressure (CPAP) therapy, it may contribute to the severity of impairment.
If you are considering filing a claim for disability insurance benefits for your sleep apnea or have already had your claim denied, we can help.
Whether your disability insurance coverage was underwritten as a private or employer-provided policy, we have over 50 years of combined experience pursuing all insurance coverages and corporations for the benefits policyholders nationwide deserve.
Contact our national sleep apnea disability insurance attorneys today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our legal skills and resources to work for you — no matter where you live or work in the U.S.
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