Disability Insurance Attorneys Representing Podiatrists Throughout the U.S.
At Disability Insurance Law Group, our attorneys represent podiatrists throughout the U.S. who have suffered an injury or illness that keeps them from working when filing a disability claim, responding to a disability claim dispute, and after their disability claims have been denied.
To become a podiatrist, individuals must:
- Earn a bachelor’s degree, including coursework in chemistry, physics, and biology.
- Prepare for the Medical College Admission Test(MCAT).
- Apply to an accredited podiatric medical college.
- Complete a four-year Doctor of Podiatric Medicine(DPM) program.
- Complete a three-year residency program.
- Pass a board exam for licensure.
Every state requires podiatrists to be licensed. Some states may also require passage of every component of the national test, and it may be mandatory to take a state podiatry licensing exam. Once all requirements are completed, the average annual pay for a Doctor of Podiatric Medicine in the United States is $223,458 annually. This works out to be approximately $107.43 an hour.
This is why we are here.
Their substantial financial investment and the amount of time podiatrists commit to their professions often require DPMs to carry disability insurance — either through a private or employer-provided group policy — to ensure their future is protected should the unthinkable occur. They are no longer able to work.
Our nationwide disability insurance attorneys help podiatrists throughout the U.S. pursue their complete coverage benefits so they can move forward confidently. No matter where you are in the claim process, if you are a podiatrist seeking disability benefits, we can help. Contact our skilled podiatrist disability insurance claims attorneys nationwide today.
Why Do Podiatrists Need Disability Insurance?
Disability insurance helps safeguard podiatrists from the financial impact of unforeseen disabilities caused by accidents, injuries, or illnesses.
Podiatrists typically earn above-average incomes due to their specialized medical skills and the demands of their profession. Disability insurance helps protect this valuable financial asset, allowing them to maintain their standard of living and financial security in the event of a disabling condition.
Knowing they have disability insurance in place can provide peace of mind to podiatrists, reducing the financial stress and uncertainty that can come with a disability. This security allows them to focus on their health and recovery without worrying about their economic well-being.
When they face resistance from their insurance companies, our attorneys work tirelessly to ensure that podiatrists receive the maximum benefits they are entitled to under their policy, including both short-term and long-term disability benefits, by developing a strategic approach to maximize the likelihood of a successful claim.
What Does Disability Insurance Cover for Podiatrists?
The specific types of disabilities covered can vary depending on the terms and provisions of the insurance policy.
However, disability insurance generally covers the following categories of disabilities:
Disability insurance typically covers total disabilities, which prevent the insured individual from performing the duties of their occupation. This is often referred to as “own occupation” coverage. If the insured cannot work in their specific discipline, they may be eligible for benefits.
Some disability insurance policies also provide coverage for partial disabilities. In cases of partial disability, the insured can still work but may experience a reduction in income due to their disability. Partial disability benefits can help offset the loss of income.
Short-term disability insurance covers disabilities that are expected to be temporary. This can include illnesses, injuries, or medical conditions that may prevent the insured from working for a limited period, such as a few weeks or several months.
Long-term disability insurance is designed to cover disabilities that are expected to be long-lasting or permanent. These policies provide benefits for extended periods, which can range from a few years to the insured’s retirement age.
This may include benefits for:
- Illnesses like cancer, heart disease, diabetes, and autoimmune disorders.
- Injuries caused by falls, car accidents, sports injuries, or workplace accidents.
- Musculoskeletal disorders like back pain, joint problems, and orthopedic issues.
- Mental health conditions like depression, anxiety, bipolar disorder, and other psychological disorders.
- Neurological conditions like multiple sclerosis, Parkinson’s disease, or strokes.
- Chronic conditions like rheumatoid arthritis, lupus, or fibromyalgia.
- Sensory impairments, like blindness or deafness.
While most podiatrists may know what their disability insurance is supposed to cover, receiving a claim dispute or denial can lead to significant stress and overwhelming anxiety about their physical, emotional, and financial well-being. You deserve more, and we want to help.
At Disability Insurance Law Group, we will protect your legal rights throughout the process to ensure the insurance company follows the laws governed by your state and does not engage in bad faith practices.
Let us take the lead in your case and pursue actual results that allow you to enjoy the quality of life of putting your claim behind you, just as we have successfully done for thousands of professionals nationwide.
At Disability Insurance Law Group, we also offer insurance claims for the following occupations:
Contact Our Dedicated Disability Insurance Claims Attorneys for Podiatrists Today
Contact our skilled nationwide disability insurance attorneys for podiatrists today by calling (954)-989-9000 or contact us online to schedule a completely free and confidential case assessment so we can put our over 50 years of combined experience to work for you — no matter where you work or live in the U.S.