At Disability Insurance Law Group, our nationwide claims attorneys know Lyme disease is the most common vector-borne disease in the United States. According to the Centers for Disease Control, it is caused by the bacterium and is transmitted to humans through the bite of infected black-legged ticks.
Typical symptoms include fever, headache, fatigue, and a characteristic skin rash called erythema migrans. If left untreated, the infection can spread to joints, the heart, and the nervous system.
Whether individuals can completely recover from Lyme disease relies on how soon the disease was diagnosed. Receiving Lyme disease treatment within the early stages usually leads to a 100% recovery. However, treatment in later stages can lead to long-lasting or chronic Lyme disease. This is where disability insurance can make an essential difference in the lives of those with the disease.
When a disability insurance claim is denied, it can physically, emotionally, and financially devastate people living with Lyme disease. We want to help.
Our national Lyme disease disability insurance attorneys assist policyholders through the U.S. in strategically submitting their claims by outlining the severity of their conditions, compiling the necessary medical records to support their disabilities, and negotiating with their private or employer-provided insurer to achieve the benefits they are entitled to for their impairment.
Call us today to learn more about how we have successfully produced real results for real people across the U.S. who need our help and how we can assist you in moving forward with confidence during a free consultation.
Lyme disease can be considered an impairment when it significantly affects an individual’s ability to perform essential functions required for work and daily activities. The severity and impact of Lyme disease can vary widely among individuals, so the evaluation of impairment typically depends on factors such as the symptoms, duration, and response to treatment.
In the context of disability evaluation, the following factors may be considered when determining if Lyme disease qualifies as an impairment:
The severity of symptoms is a crucial factor. Lyme disease can cause various symptoms, including fatigue, joint pain, muscle aches, cognitive difficulties, and more. If these symptoms are severe and persistent, they may be considered impairments.
Lyme disease can lead to functional limitations that affect an individual’s ability to work and perform daily activities. For example, if the disease causes chronic pain, fatigue, or cognitive impairment that significantly impairs the ability to concentrate and carry out tasks, it may be considered an impairment.
If Lyme disease interferes with an individual’s ability to engage in basic daily activities like walking, standing, lifting, or concentrating, it may be viewed as an impairment.
The effectiveness of treatment and the response to medical interventions are factors considered in assessing impairment. If the disease does not respond well to treatment or if the treatment itself causes significant side effects, it may contribute to the determination of impairment.
Lyme disease can sometimes have long-term or chronic effects, and if these effects persist and substantially limit an individual’s ability to function, it may be considered an impairment.
Individuals with Lyme disease must provide comprehensive medical documentation, including reports from healthcare professionals, laboratory tests, and other relevant information when seeking disability benefits.
Our nationwide Lyme disease insurance claims attorneys guide you in navigating the process and improving the chances of a successful disability claim.
Whether your disability insurance coverage was underwritten as a private or employer-provided policy, we have over 50 years of combined experience pursuing all insurance coverages and corporations for the benefits policyholders nationwide deserve.
Contact our national Lyme Disease disability insurance attorneys today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our legal skills and resources to work for you — no matter where you live or work in the U.S.
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