At Disability Insurance Law Group, our nationwide claims attorneys know Osteoarthritis (OA) is a degenerative joint disease in which the tissues in the joint break down over time. Because it is the most common type of arthritis, it is often overlooked by insurance companies across the country as a debilitating condition. We know better.
Osteoarthritis occurs when the cartilage and other tissues in the joint break down or change structure, which can lead to painful and life-changing symptoms that include:
OA is a degenerative disease that worsens over time, often resulting in chronic pain. This is where disability insurance can make an essential difference in the lives of those suffering from this condition.
When a disability insurance claim is denied, it can physically, emotionally, and financially devastate Osteoarthritis sufferers. We want to help.
Our national Osteoarthritis disability insurance attorneys assist policyholders throughout the U.S. in strategically submitting their claims by outlining the severity of their conditions, compiling the necessary medical records to support their disabilities, and negotiating with their private or employer-provided insurer to achieve the benefits they are entitled to for their impairment.
Call us today to learn more about how we have successfully produced real results for real people across the U.S. who need our help and how we can assist you in moving forward with confidence during a free consultation.
Osteoarthritis (OA) is considered an impairment when it significantly affects a person’s ability to perform essential functions of daily living, work, or other activities. It is important to note that the impact of osteoarthritis can vary widely among individuals, and the determination of impairment is often made on a case-by-case basis.
The diagnosis and severity of osteoarthritis should be supported by medical documentation, including imaging studies, clinical assessments, and treatment history. Healthcare professionals, including rheumatologists, orthopedic specialists, and physical therapists, play a crucial role in assessing the severity of osteoarthritis and its impact on an individual’s life.
Here are some factors to consider:
The impact of osteoarthritis on an individual’s ability to perform basic activities of daily living (ADLs) is a crucial consideration. This includes walking, dressing, bathing, and using the stairs. If osteoarthritis limits mobility to the extent that a person cannot perform these activities independently, it may be considered an impairment.
It may be considered an impairment if osteoarthritis affects a person’s ability to perform essential job functions and impacts work productivity. Jobs that require physical tasks like lifting, standing, or repetitive motions may be particularly affected by osteoarthritis.
Chronic pain associated with osteoarthritis can significantly impact an individual’s quality of life and ability to engage in various activities. If the pain is severe and persistent, leading to functional limitations or disability, it may be considered an impairment.
Severe cases of osteoarthritis can lead to joint deformities, which may further restrict mobility and function. Joint deformities that significantly impair movement and contribute to disability may be considered impairments.
If you are preparing an osteoarthritis disability claim or have already been denied, we can help. Whether your disability insurance coverage was underwritten as a private or employer-provided policy, we have over 50 years of combined experience pursuing all insurance coverages and corporations for the benefits policyholders nationwide deserve.
Contact our national Osteoarthritis disability insurance attorneys today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our legal skills and resources to work for you — no matter where you live or work in the U.S.
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