When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
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I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Trusted Disability Insurance Claim Attorneys in West Palm Beach, Florida
At Disability Insurance Law Group, our West Palm Beach claims attorneys represent policyholders in Florida and throughout the U.S., ensuring everyone has equal access to legal representation to pursue their disability benefits successfully.
Our Palm Beach County disability insurance lawyers have over 50 years of combined experience handling initial claims, appeals, lump sum negotiations, and lawsuits on behalf of policyholders nationwide.
We understand that millions suffer from disabling injuries or have been diagnosed with a disabling condition that will keep them from working. When these life-changing circumstances become a reality, disability insurance protects individuals and their families from financial devastation.
If you have disability insurance, no matter where you live in the U.S. or which insurance provider carries your policy, contact our skilled West Palm Beach disability insurance claims attorneys today to learn more about your legal rights and options to pursue the benefits outlined in your coverage. You do not have to face a disability insurance claim dispute or denial alone. We will help you fight for the coverage you are entitled to so you can confidently move forward.
What Type of Disability Insurance Claims Does Disability Insurance Law Group Handle?
At Disability Insurance Law Group, our West Palm Beach attorneys represent clients in all 50 states with a sincere focus on pursuing their disability coverage so they can access the benefits they are entitled to, no matter which type of disability insurance they carry.
We understand your financial responsibilities are not on hold because you are hurt or ill, and we know the importance of your claim approval and take that responsibility seriously.
Our disability insurance claims attorneys in West Palm Beach represent policyholders nationwide who have:
Private disability insurance policies.
Group disability benefit plans (typically governed by ERISA).
The similarities in these types of disability coverages make each state’s laws and the claim requirement differences even more confusing when policyholders pursue their benefits.
Understanding your rights and obligations under your particular policy or benefit plan can mean the difference between obtaining the benefits you deserve and a denied claim.
Need help with an insurance claim?
Call Disability Insurance Law Group 954-989-9000 — we’re ready to fight for you.
What are the Benefits of Pursuing a Disability Insurance Policy?
Disability insurance provides financial protection if you become disabled and cannot work.
Some of the critical benefits of disability insurance include, but are not limited to:
Income Replacement
Disability insurance replaces a portion of your income if you cannot work due to a covered disability. This ensures you continue receiving payments to cover your living expenses, such as mortgage or rent, utilities, groceries, and more.
Financial Security
Disability insurance helps you maintain financial stability during a disability. It prevents you from depleting your savings or going into debt to cover your basic needs and medical expenses, including doctor visits, surgeries, rehabilitation, medications, and assistive devices.
Having disability insurance means you do not have to dip into your retirement savings, like a 401(k) or IRA, to cover daily expenses while disabled.
This means you can keep your current lifestyle and standard of living, including paying for hobbies, vacations, and other non-essential expenses.
Knowing that you have disability insurance provides peace of mind, as you have a safety net to protect your financial well-being in case of an unexpected disability.
Independent Living
Disability insurance can help you afford the necessary modifications to your home or vehicle if your disability requires such adjustments, allowing you to maintain your independence.
Disability insurance benefits can also help support your family and dependents by ensuring they receive financial support even if you cannot work.
Our West Palm Beach disability insurance claims lawyers assist policyholders nationwide in pursuing their insurance providers by:
Filing a claim for short-term and long-term benefits.
Fighting a claim denial or delay.
Negotiating a lump sum buyout of your claim.
Managing an ongoing lawsuit for policy benefits.
Whether your disability insurance is employer-provided or if you have planned and paid for a private policy so you would be protected during times like these, we want to help you pursue the coverage you deserve.
Can Disability Insurance Law Group Help Me Pursue Any Coverage?
Disability insurance policies can be customized to suit each policyholder’s needs and budget, allowing them to choose the benefit amount, waiting period, and coverage length that works for them.
If you have employer-sponsored disability insurance, it can help bridge the gap between your employer’s short-term and long-term disability benefits, ensuring you continue to receive income during an extended disability.
For self-employed individuals and gig workers who do not have access to traditional employee benefits, disability insurance can be critical to protect their income.
We help everyone — no matter their occupation, disabling condition, insurance provider, or where they live in the United States — file their initial claims or fight a dispute or denial so they have the representation they need to obtain the disability benefits they have paid for.
We Also Serve this Practice Area in the Following Cities:-
Contact our skilled disability insurance claims attorneys in West Palm Beach today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.