When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
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As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
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My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
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I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
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I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Trusted Life Insurance Claims Attorneys in West Palm Beach, Florida
At Disability Insurance Law Group, our West Palm Beach life insurance lawyers represent policyholder beneficiaries in Florida and throughout the U.S. because we know our clients are only pursuing their benefits because the unthinkable has happened.
Our Palm Beach County lawyers know that life insurance is essential to the well-being of family members and other beneficiaries nationwide when they lose a loved one. When insurance companies place obstacles in their way of receiving benefits, it can seem like a secondary loss that takes their focus away from grieving and onto financial stress and anxiety.
We are here to help.
Our life insurance claims attorneys in West Palm Beach help beneficiaries understand their loved one’s policy so they know exactly what type of benefits they are entitled to from the coverage and what it means to their financial future. Contact us today to learn more.
Does Disability Insurance Law Group Handle All Types of Life Insurance Claims?
At Disability Insurance Law Group, our West Palm Beach life insurance lawyers represent individuals and families nationwide whose claims have been disputed or denied by the insurers.
This includes those who are pursuing benefits from the following types of policies:
Final Expense Insurance.
Term Life Insurance.
Universal Life Insurance.
Variable Life Insurance.
Whole Life Insurance.
It is our sincere goal to help our clients, the life insurance beneficiaries, pursue and obtain these crucial funds for:
Financial Protection
Life insurance’s primary benefit is providing financial security to beneficiaries after the loss of a loved one who obtained the policy to protect their best interests.
The death benefit paid by the insurance company can help replace the deceased’s income, allowing the family to maintain their standard of living and cover expenses like funeral expenses, other final costs that can be significant, and everyday living expenses, relieving the family from having to bear the financial burden during a difficult time.
Debt Repayment
Life insurance can be used to pay off outstanding debts, such as mortgages, car loans, credit card balances, and personal loans, ensuring our clients are not burdened with these financial obligations.
Estate Planning
Life insurance can be a valuable tool for estate planning. It can provide liquidity to pay estate taxes, preserve the value of the deceased’s estate, and ensure a smooth transfer of assets.
Education Expenses
Parents often use life insurance to ensure their children can afford a college education even if they are no longer available for financial support.
Business Continuity
Business owners can use life insurance to fund buy-sell agreements, ensuring that if a co-owner or partner passes away, the surviving owners have the funds to buy out the deceased owner’s share and keep the business running.
Need help with an insurance claim?
Call Disability Insurance Law Group 954-989-9000 — we’re ready to fight for you.
Do Not Allow the Insurance Company to Disrupt Your Sense of Security
Perhaps one of life insurance’s most significant benefits is its peace of mind. When an individual partners with an insurance company to maintain a life insurance policy, their loved ones will be financially protected in their absence, providing a sense of security.
Because life insurance policies can be customized to meet specific needs and goals, including the coverage amount and type that best aligns with the policyholder’s financial situation, insurance companies often dispute or deny life insurance policies because those pursuing the benefits are not the actual policyholders. This means the beneficiaries may not be clear about the terms and conditions of the agreement. This is not fair, but it is a reality.
When policyholder’s survivors count on this coverage to move forward without adding more stress to their grieving circumstances, a denial can devastate their physical, emotional, and financial well-being.
You do not have to take the insurance company’s word for what a life insurance policy covers. We can help outline your loved one’s life insurance policy details and review the coverage to ensure you are pursuing the benefits included in the contract.
At Disability Insurance Law Group, we are committed to providing professional, effective, and compassionate legal representation to families seeking life insurance benefits so they do not have to suffer the additional trauma of fighting with the insurance company over the financial support they depend on.
We Also Serve this Practice Area in the Following Cities:-
Contact Our Skilled Life Insurance Claims Attorneys Today
Contact our skilled life insurance claims denial attorneys in West Palm Beach today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.