Claim Delay or Denial Options

Many disability benefit claim denials can be prevented by effectively preparing your benefit application. Many delays in payment or denials can be overturned prior to suit, by challenging the insurance company's basis for the delay or denial and collecting the right information to support your claim.

Disability Insurance Law Group represents clients nationwide in fighting unfairly delayed or denied claims for benefits. Lawyers at our firm will help you understand your options and can pursue determined legal action on your behalf.

Administrative Remedies

We will vigorously negotiate with the insurance company or benefits administrator to help resolve any dispute regarding your injury or illness. However, if the company refuses to overturn a wrongful denial, we aggressively fight to protect our client's rights at trial. Your claim delay or denial options are typically different depending on whether you have a private or group disability insurance policy or benefit plan.

Your policy or benefit plan may require you to exhaust your administrative remedies prior to filing a lawsuit. If you do not meet your obligations, you may be barred or impaired from further seeking benefits. It is imperative that you understand your rights and obligations in the process.

Filing a Lawsuit

If an insurance company or benefits administrator refuses to overturn a wrongful delay or denial of benefits, filing a lawsuit in court is the next step of the process. Many claimants feel that they are being stonewalled by their insurance carrier and no matter what information they or their physicians provide, their company refuses to pay benefits.

These claims are often fiercely litigated and involve highly complex legal issues. Moreover, the law governing your disability benefits claim is vastly different depending on whether you have a private insurance policy or group/ERISA benefit plan. In fact, when and where you are able to file a lawsuit can be different depending on the type of coverage you have.

If you find yourself in a position in which your insurance carrier is refusing to pay benefits, you need an attorney that understands the disability benefits process, has experience in litigating these unique claims, and has gone up against your insurance company or benefits administrator in the past. The attorneys at Disability Insurance Law Group are committed to aggressively asserting our clients' rights in and out of the courtroom. We are known by the insurance companies, benefits administrators, and their attorneys for our experience, skill, and understanding of the law.

Let Us Help Fight a Denied or Delayed Claim

If you need help with a denied claim, please contact Disability Insurance Law Group to schedule a face-to-face or telephone consultation with an experienced lawyer at our Florida offices.