Latest Blog Posts

March 23, 2023

Why Should I Appeal A Disability Claim?

Finding out that your disability insurance provider has denied your claim can be frustrating, confusing and frightening. You and your family were likely counting on those benefits to help make...

February 1, 2023

What Can A Disability Attorney Do For You?

Life does not stop because of a disability. Your mortgage or rent will still need to be paid, and your family still requires food, clothing and other basic necessities. You...

December 1, 2022

What Types Of Physical Conditions Does Disability Insurance Cover?

If you have a disability insurance policy, it is important to understand what that policy covers in case you ever lose your ability to work due to an illness or...

Testimonials

I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...

Former Client

I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...

Ms. B.

As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...

Dr. S.

My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...

Dr. JM

I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...

Dr. FM

am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...

I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...

Paula R.

I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...

Dr. G.

I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...

Life Insurance FAQS

By the attorneys of Disability Insurance Law Group

The following information is provided in order to help you understand some of the general concepts and common concerns that arise in relation to life insurance claims. For specific answers from an experienced insurance lawyer, please contact the offices of Disability Insurance Law Group to schedule a free consultation. We serve clients nationwide.

Q: What is life insurance?

A: Life insurance is generally purchased as financial protection against losses that result because of death. When an individual has a life insurance policy, and he/she passes away, the beneficiaries designated under his/her policy will receive payment for benefits covered under the life insurance policy.

Q: What is a life insurance policy?

A: A life insurance policy is a legally binding contract between a policyholder and an insurance company. The contract specifies that in the event of the policyholder’s death, the insurance company will pay a set amount of money to the policyholder’s beneficiaries according to the terms of the insurance contract.

Q: How long does my life insurance company have to pay my claim?

A: An insurance company is supposed to pay claims within a reasonable amount of time. Generally, this should not be more than about six to eight weeks. If they have not paid you during this time frame, then they may be acting in bad faith.

Q: If someone other than the designated beneficiary is claiming to be the beneficiary of a life insurance policy, what should I do?

A: Contact us, and we will get the insurance company to pay you the money that you are entitled to. The attorneys of Disability Insurance Law Group combine 25 years of legal experience in handling insurance matters and possess a thorough understanding of the complex nature of life insurance policies to serve you.