Latest Blog Posts

June 28, 2024

Chronic Pain and Disability Insurance: Proving Your Claim, No Matter Where You Live in the U.S.

At Disability Insurance Law Group, our attorneys understand that chronic pain insurance claims are often considered subjective due to the inherent nature of pain and the difficulties associated with measuring...

June 21, 2024

Disability Insurance Bad Faith Practices: How to Recognize and Fight Them

At Disability Insurance Law Group, our claims attorneys represent clients across the United States and understand that bad faith insurance practices are uncommon primarily due to stringent regulatory oversight and...

June 14, 2024

Disability Claims and the Appeals Process: Why You Need an Experienced Attorney

At Disability Insurance Law Group, our national claims attorneys understand that when someone files a disability claim in the U.S., the burden of proof rests on the claimant, requiring them...

Testimonials

I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...

Former Client

I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...

Ms. B.

As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...

Dr. S.

My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...

Dr. JM

I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...

Dr. FM

am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...

I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...

Paula R.

I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...

Dr. G.

I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...

Table of Contents

Insurers’ Tactics For Denying Life Insurance Claims

Insurance companies are in business to make a profit. It is not in their interest to pay out on large life insurance policies without first exhausting every legal avenue for denial.

Types of Misrepresentation Claims That Insurance Companies Make

Other common denial tactics used by insurance companies to deny life insurance claims include:

Denials based on a claimant’s failure to disclose required information in the application process
Failure to strictly adhere to the claim filing process
Allegations of fraud or misrepresentation
Policy construction and interpretation issues
Effective date of coverage disputes
Disputed cause of death
Cancellation of a policy because of non-payment of premiums or other premium disputes

Legal Help to Fight a Denied Claim

The attorneys of Disability Insurance Law Group assist clients in Florida, throughout the Southeast and nationwide with their applications for life insurance benefits, appeals of denied claims, settlements and lawsuits. Contact us by email to schedule a free face-to-face or telephone consultation, or call our offices at 954-989-9000.