Serving Florida and Nationwide
Call For A Free Consultation
(954) 989-9000
Serving Florida and Nationwide
Call For A Free Consultation (954) 989-9000

Holding Insurance Companies Accountable For The Coverage They Promised and The Benefits You Deserve. Serving Florida and Nationwide.

Latest Blog Posts

Chronic Pain and Disability Insurance: Proving Your Claim, No Matter Where You Live in the U.S.

At Disability Insurance Law Group, our attorneys understand that chronic pain insurance claims are often considered subjective due to the inherent nature of pain and the difficulties associated with measuring...

Disability Insurance Bad Faith Practices: How to Recognize and Fight Them

At Disability Insurance Law Group, our claims attorneys represent clients across the United States and understand that bad faith insurance practices are uncommon primarily due to stringent regulatory oversight and...

Disability Claims and the Appeals Process: Why You Need an Experienced Attorney

At Disability Insurance Law Group, our national claims attorneys understand that when someone files a disability claim in the U.S., the burden of proof rests on the claimant, requiring them...

The Life Insurance Benefits Application Process

Your life insurance policy governs your claim for benefits. Thus, it is crucial that you obtain a complete copy of the life insurance policy governing your claim and that you understand what your insurance contract requires prior to filing a claim for benefits.

It is important to be aware that many life insurance policies require that you provide the insurance company with notice and proof of claim within strict time periods. It is your responsibility as the claimant to provide adequate proof of your entitlement to insurance benefits within the required time periods. Your failure to do so will likely result in a denial of your claim. It is necessary that you act quickly when your entitlement to life insurance benefits arises.

Filing for Life Insurance Benefits

Many times with a life insurance claim, it is difficult to ascertain whether the claim forms (otherwise known as the application for benefits) and policy must be requested from the insurance company or from the loved one’s former employer. If the life insurance policy was provided to your loved one through his or her employer, then you may need to request the application and policy directly from the employer.

A problem faced by many families seeking to obtain information from the insured’s employer is the employer’s refusal to provide an application for benefits or a copy of the policy because the insured was no longer an employee at the time of his or her death. The employer mistakenly believes that the employee’s coverage automatically lapsed immediately following his or her termination from employment.

This is a fairly common misunderstanding and has been the reason many families and individuals have been unable to obtain the life insurance benefits secured for them by a loved one. Our attorneys at Disability Insurance Law Group have successfully dealt with this issue on numerous occasions and facilitated denied claims being paid to our clients. We have also been featured on Good Morning America for our work in one particular case where this was precisely what the employer/life insurance company was arguing to deny our client’s life insurance benefits.

Get Legal Help in the Application Process

At the insurance law firm of Disability Insurance Law Group, we have helped countless beneficiaries and loved ones successfully obtain the benefits that they are entitled to under the terms of their insurance policy. We have devoted our practice to exclusively representing claimants in insurance matters and disputes.

If you have questions regarding your rights under an existing life insurance policy, let our 25 years of combined experience in handling insurance matters work for you. Our goal is to help you expeditiously resolve your claim. To schedule a free initial consultation with a lawyer at our firm, please contact us today by email, or by calling our Florida offices at 954-989-9000.

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  • 3201 W. Commercial Blvd. Suite 227
  • Fort Lauderdale, FL 33309
Call For A Free Consultation (954) 989-9000

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