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Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
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At Disability Insurance Law Group, our Florida and nationwide attorneysknow that policyholders count on their insurance providers to fulfill the coverage they have paid for or have been provided by their employers.
This is especially true when it is disability insurance. Applying for these benefits essentially means the policyholder has an injury or illness that is keeping them out of work. This is a scary time for individuals throughout the country. Without work, how are they going to pay their bills? How are they going to take care of themselves, and their families?
This is exactly what disability insurance is designed to do.
When that coverage is provided by AIG — an American multinational finance and insurance corporation with operations in more than 70 countries and jurisdictions — policyholders may assume that with $527 billion in total assets, their claim will move swiftly through the submission and approval process.
The reality is, AIG operates under different disability insurance providers, including AIG Benefit Solutions, American General Life Insurance Company, and the United States Life Insurance Company, to name a few, which means the claim process can become overwhelming for just about anyone — especially when they are undergoing treatment for an injury or illness.
Our Florida and nationwide disability insurance attorneys represent AIG policyholders across the nation — no matter where they live or work in the U.S. — to provide the legal guidance, knowledge, and resources they need to submit a successful claim from the start.
We are fully dedicated to providing transparent legal services that allow us to pursue real results for real people who need our help.
Why Are AIG Disability Claims Frequently Denied?
AIG identifies its corporation as “A Purpose and Values driven company” that began its operations in 1919. Unfortunately, for many policyholders, this tagline does not ring true when they file a disability claim with the corporate giant.
Whether it is an employer-provided AIG disability insurance policy, or one that was purchased privately to protect yourself when the unimaginable occurs, AIG has a responsibility to honor your insurance policy from the start of your claim.
The problem becomes, if youcannot work due to an accident, injury, or illness, the company’s definition of disabled may differ from yours — and ours. This can lead to a disputed or denied claim, leaving policyholders devastated and unsure of how to move forward.
Common reasons AIG disputes or denies disability insurance claims include:
Missed deadlines.
Failure to cooperate with the claim submission process.
Insufficient medical evidence.
Conditions the insurance company deems as “not covered” by the policy.
In most cases, disability claim denials come automatically, as part of the insurance company’s protocol. You do not have to take the insurance company’s word for where your claim stands. We can help. With over 50 combined years of experience, our Florida and nationwide AIG disability insurance attorneys know that understanding the definition that dictates your coverage is key to winning and maintaining your disability benefits.
Contact us today to learn more about your legal rights and options to pursue a successful disability claim — no matter where you work or live in the U.S.
Can the Disability Insurance Law Group Help with My ERISA Disability Claim?
For many U.S. workers, in Florida and across the nation, their employers offer disability benefits as part of their employment packages.
This is especially true for most group policies that are governed by the Employee Retirement Income Security Act of 1974 (ERISA), millions of which are underwritten by AIG. The issue with these policies is that the language is often difficult to understand, and easily manipulated by the insurance company to read in the company’s favor. You do not have to take the insurance company’s word for it.
Whether you are considering applying for benefits, are waiting for a claim’s decision, or have been denied, we are available to assist you with your AIG disability claim anywhere in the country, starting with a free consultation.
At Disability Insurance Law Group, We Also Offer Insurance Claims For The Following companies:
At Disability Insurance Law Group, our skilled attorneys specialize in pursuing disability claims by working directly with our clients to achieve the best outcome. Unlike other disability law firms, we are not focused on churning cases through our offices just to increase profits. We are focused on producing results.
Contact our dedicated Florida and nationwide disability insurance attorneys at 954-989-9000 or online to schedule a free, confidential case assessment without delay.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.