Helping You Understand Short-Term Disability Options
A short-term disability insurance policy pays a disability benefit if you are unable to work due to sickness or injury. Generally, such policies will pay for the first 26 weeks of disability. Such short-term benefits are essential to meet you and your family’s immediate financial needs. However, sometimes there is a denial or discontinuance of benefits before this 26-week period ends.
It’s important to understand that you can appeal a claim denial. The attorneys at Disability Insurance Law Group have significant experience helping individuals obtain disability benefits. We understand the tactics insurance companies will take in denial or termination of benefits. Whatever your circumstances, we will fight in helping you obtain the benefits you need and deserve.
When Employers Fail To Abide By The Appeals Process
While you can purchase short-term disability policies privately (governed by state law), most such policies are available through the workplace (governed by ERISA). Unfortunately, there is often a failure to follow the appeals process following a denial of an application or claim. Such a failure can prevent you from appealing the claim in court at a later point in time.
Because short-term disability benefits can help you stay financially afloat, the guidance of a skilled disability lawyer is invaluable. Disability Insurance Law Group will be there with you through the entire appeal process. Because of our understanding of the disability insurance process, we will make certain you do not miss any deadlines. We will also make certain the appeals process is just and fair. Such representation greatly enhances your chances for a successful appeal.
Helping You Apply For Your Short-Term Disability Benefits
It is important to fill out your application correctly. Mistakes made in applying for short-term disability benefits can result in denial or termination of your benefits. Also, mistakes can result in further delay in receiving benefits.
With over 50 years of combined experience, our disability lawyers at Disability Insurance Law Group have been helping individuals apply for disability benefits since opening our doors. We understand what information you will need to provide to fill out a successful application. We can also provide you a straightforward assessment concerning all of your legal options.