Latest Blog Posts

March 23, 2023

Why Should I Appeal A Disability Claim?

Finding out that your disability insurance provider has denied your claim can be frustrating, confusing and frightening. You and your family were likely counting on those benefits to help make...

February 1, 2023

What Can A Disability Attorney Do For You?

Life does not stop because of a disability. Your mortgage or rent will still need to be paid, and your family still requires food, clothing and other basic necessities. You...

December 1, 2022

What Types Of Physical Conditions Does Disability Insurance Cover?

If you have a disability insurance policy, it is important to understand what that policy covers in case you ever lose your ability to work due to an illness or...

Testimonials

I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...

Former Client

I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...

Ms. B.

As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...

Dr. S.

My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...

Dr. JM

I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...

Dr. FM

am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...

I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...

Paula R.

I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...

Dr. G.

I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...

Individual Disability Insurance Denial

If your private insurance benefit claim is wrongfully denied, you may seek to collect under your policy by filing a breach of contract claim against your insurance company. However, prior to filing suit, many states and many insurance contracts require that you submit a demand for payment to the insurance company. If you do not, your case may be dismissed, and you may be barred from bringing the same claim against your insurance company in the future.

Knowledge of Your Contract Provisions = Power

Mistakes When Filing Disability Insurance Claim

Disability Insurance Law Group

It is important that you understand your contract provisions and abide by your obligations prior to filing suit.

Many insurance benefit claims are denied because claimants are unaware of what information they should submit and the deadlines that govern their claim. Accordingly, many claim denials can be overturned, simply by gathering the right information.

To do this, it is necessary to understand the common insurance company denial tactics, be able to recognize deceptive behavior insurance companies utilize to attempt to justify a wrongful denial, and identify the type of information that is most persuasive to insurance companies. Unfortunately, most claimants lack the resources or are unaware of how to gather the information necessary to challenge the insurance company.

We Understand the Entire Appeals and Litigation Process

Because the attorneys at Disability Insurance Law Group have extensive experience in preparing these appeals and litigating these disability claims, we understand what information is needed to prepare an effective appeal and the complicated legal issues that must be considered.

Should an appeal prove to be unsuccessful or not warranted, then it may be necessary to file a lawsuit. The attorneys at Disability Insurance Law Group will not hesitate to expend the time and resources necessary to aggressively advocate on our clients’ behalf during the appeals process or at trial.

Do Not Face the Insurance Companies Without Us at Your Side

To speak with one of our attorneys or to set up an appointment to discuss your disability insurance case, please call Disability Insurance Law Group at 954-989-9000 or contact us by email at any time. We handle cases nationwide and our attorneys would be happy to provide you with a free initial consultation.