Appealing a Disability Claim Denial: The 10-Step Strategy That Protects Your Rights
When your disability claim is denied, it can feel like the ground has been pulled out from under you. After months of medical treatment, paperwork, and financial stress, receiving a...
How Attorneys Protect Beneficiaries’ Rights During Interpleader Litigation
When a loved one passes away, life insurance benefits are meant to provide stability and peace of mind. Unfortunately, disputes sometimes arise about who is entitled to receive those benefits....
Inside the Long-Term Disability Claim Timeline: What Really Happens After You File
Filing a long-term disability (LTD) claim can feel like stepping into unfamiliar territory. Most people expect the process to be as straightforward as submitting medical records and waiting for approval....
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Trusted Florida and Nationwide Assurant Disability Insurance Claims Attorneys
At Disability Insurance Law Group, our Florida and Nationwide attorneysknow that Assurant is an impressive insurance company on paper. With 125+ years of experience, 14,000+ employees, and ranking as a Fortune 500 company, its resume — like most large insurance providers — gives policyholders confidence.
When someone has been disabled by an injury or illness, and must pursue their long-term disability benefits, it is a computer that will evaluate their needs. This means your claim is going to be viewed in a literal black-and-white assessment, which significantly increases the chance of an immediate denial.
That is why we are here. Our disability insurance attorneys represent Assurant policyholders across the nation — no matter where they live or work in the U.S. — so they cannot only pursue the benefits they are entitled to, but receive the benefits they deserve.
We are fully dedicated to providing transparent legal services that allow us to pursue real results for real people who need our help. Contact our Florida and nationwide Assurant disability insurance claim lawyers today for help.
How Can I Appeal a Denied Assurant Disability Insurance Claim?
Disability insurance is designed to provide income to individuals when they are unable to work due to temporary or permanent disabilities. Unfortunately, disability insurance policies and employee benefit plans are often written with ambiguous and confusing contract language that makes it all too easy for the insurer to deny the claim. This is especially true for Assurant, as the insurance giant uses technology to review claims — removing the most important factor from their process: That you are a human being.
Not only are you a person, but you are also either ill or injured, which is why you are seeking disability coverage for help. This is important to you, which makes it important to us.
Whether you are a U.S. worker who has employer-provided disability benefits — including those that are and are not governed by the Employee Retirement Income Security Act of 1974 (ERISA) — or a private policyholder who filed a claim with Assurant only to receive a swift denial, we can help you appeal your claim.
Common nationwide insurance disability claim denials our law firm manages with precision include those citing:
Missed filing deadlines.
Failure to cooperate with the claim submission process.
Insufficient medical evidence.
Conditions deemed as “not covered” by the policy, including pre-existing conditions.
In most cases, disability claim denials come automatically, which is more than unfair to the policyholder — it is a blatant attempt at placing profits over its policyholder’s well-being. This is especially true for ERISA claims, as the filing deadlines and overall requirements are much more stringent than those for private policyholders.
With over 50 combined years of experience, our Florida and nationwide Assurant disability insurance attorneys know that understanding the definition that dictates your coverage is key to winning and maintaining your disability benefits. At Disability Insurance Law Group, our skilled attorneys specialize in pursuing disability claim appeals by working directly with clients throughout the U.S. to achieve the best outcome.
At Disability Insurance Law Group, We Also Offer Insurance Claims For The Following companies:
For decades, our dedicated Florida and nationwide disability insurance attorneys have helped employees with employer-provided coverage and private policyholders pursue Assurant for the coverage they are entitled to from the policies they have paid for — whether they needed it right away or after years of premiums. We can help you, too.
If you are receiving resistance from Assurant for your U.S. disability claim, or if your claim has already been denied, contact our dedicated disability insurance attorneys Florida and nationwide at 954-989-9000 or online to schedule a free, confidential case assessment without delay. You do not have to take the insurance company’s word for your claim’s outcome. We can help.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.