When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Experienced Insurance Claims Attorneys in Cape Coral, Florida
At Disability Insurance Law Group, our claims attorneys in Cape Coral stand out because we understand that when any of the 205,000 people in this beautiful Florida city seek the insurance benefits they have paid for, they expect to get them. And they should. Our unique approach and commitment to our clients set us apart.
Whether pursuing disability benefits, a life insurance claim, long-term care insurance, or another policy, you should not face resistance from the insurance company. Unfortunately, most do. This is why we are here.
With more than 50 years of combined experience, our Lee County insurance claims attorneys focus solely on representing policyholders pursuing the benefits they are entitled to, no matter which type of insurance they carry or who the provider may be.
Contact our skilled insurance claims attorneys in Cape Coral today for help.
What Types of Claims Does the Disability Insurance Law Group Handle?
Our Disability Insurance Law Group attorneys have the knowledge and experience to protect individuals and families in Cape Coral, throughout Florida, and nationwide against unfair or illegal treatment by insurers.
Whether you have private or group insurance coverage, our dedicated Cape Coral insurance claims attorneys represent clients with the following:
Whether you are filing an initial claim, responding to an insurance company dispute, or have already been denied benefits, our dedicated Cape Coral insurance claims attorneys are here to help. Take advantage of our free consultation and contact us today to discuss your claim.
Need help with an insurance claim?
Call Disability Insurance Law Group 954-989-9000 — we’re ready to fight for you.
Why Younger Florida Residents Need Disability Insurance Claims Attorneys, Too
Cape Coral is the eighth-largest city in Florida by population. Here, residents under 25 outnumber residents over 65. Southwest Florida’s 18– to 24–year–old age group is growing faster than the state of Florida and the United States.
While most people believe disability insurance is for an older age group, the reality is one in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach the average retirement age.
Another misconception is that a catastrophic event causes most disabilities. Although that can be true, about 90% of disabilities are caused by illnesses, such as neck and back pain, joint, muscle, and tendon disorders, and foot, ankle, and hand disorders.
No matter your age, if you have disability insurance and your insurer disputes or denies your claim, it can cause significant financial strain almost immediately. We can help.
Negotiate settlement offers, challenge unfair practices, and push for maximum benefits under the policy.
Review the denial letter, assess the strength of the claim, and help appeal the decision if necessary.
In cases where insurance companies refuse to cooperate or act in bad faith, litigation may be necessary to resolve the dispute. Our Cape Coral disability insurance attorneys can represent you in court, presenting evidence and arguments to support your claim and seeking a favorable outcome.
Contact our skilled insurance claims attorneys in Cape Coral, Florida, and nationwide today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
Directions from Cape Coral, Florida to Disability Insurance Law Group
Total Est. Time: 2 hr 23 min Total Est. Distance: 141 miles
Get on I-75 S from College Pkwy and Daniels Pkwy
Continue on I-75 S to Tamarac. Take exit 62 from Florida’s Tpke
Merge onto I-75 S
Use the right 3 lanes to take exit 19 for I-595 E toward Ft Lauderdale
Keep left at the fork to continue toward Interstate 595 Expy
Continue onto Interstate 595 Expy
Take exit 8 for Florida’s Turnpike toward Orlando
Merge onto Florida’s Tpke
Use the right 2 lanes to take exit 62 for Commercial Blvd
Continue on FL-870 E/W Commercial Blvd to your destination in Fort Lauderdale