At Disability Insurance Law Group, our Florida and nationwide consultant insurance claims attorneys know the ambiguity associated with these professional roles can cause significant challenges when filing for benefits of any kind.
“Consultant” is a broad term and is a position that can apply to virtually any industry. Consultants can specialize in a variety of industries or disciplines, including management, IT, human resources, marketing, or compliance. Other consultants work for local, national, and global companies that operate in specific services or products, including environmental management and real estate consultants.
The difference is, self-employed consultants must build their benefits packages without the help of a corporate employer. That includes procuring and maintaining health insurance, retirement savings, life insurance, and disability insurance. Corporate consultants are often supported by employer-provided insurance, including group disability insurance.
The one thing all consultants have in common is, if they do not work, they do not get paid. This is exactly what disability insurance is for. Our Florida and nationwide disability insurance claims attorneys know that consultants throughout the U.S. face a substantial financial risk of losing their income should they become ill or injured and you can no longer work, and we want to help.
If there has been a change in your ability to work as a consultant, no matter where you work in the U.S., we can help you pursue your disability insurance for your complete coverage, so you can move forward with confidence. Contact our disability insurance attorneys today to learn more about your legal options.
Insurance companies have a long track record of identifying their policyholders by their professions. When that occupation is identified as a “Consultant” they will review the disability insurance claim in the broadest terms, failing to focus on the nuances of their policyholders’ actual roles.
If you are self-employed, your role as a consultant requires a wide variety of tasks that must be performed daily and to a high standard, otherwise you do not get paid.
If you work for a top-tier consulting firm, the environment is often extremely competitive, which requires working long hours in a fast-paced, stressful environment.
As you prepare your long-term disability insurance claim as a consultant, clearly defining your occupation is one of the key factors for success, because the insurance company is going to review your claim subjectively. This means they are going to dispute or deny your claim because they believe you can “consult” from anywhere — even if you are injured or suffering from a life-changing illness.
Although you know this is simply not true, and our consultant disability insurance claims attorneys know that too, the insurance company is going to make you prove it. We can help.
We believe the disability claims examiners must recognize the totality of your role as a professional consultant, and how your ability to do your job is impacted by your illness or injury.
This requires presenting the specifics of your occupation and role as a consultant to pinpoint:
Consultants will also need to outline the medical evidence and other crucial documentation that supports their disability claims. We can help with each aspect of your disability insurance claim submission to help you get it right the first time.
Do not allow your disability insurance company to diminish the reality of how your injury or illness impacts your ability to be a successful consultant. Allow us to take the lead in your case and pursue real results that allow you to enjoy the quality of life that comes with putting your claim behind you, just as we have successfully done for thousands of professionals across the nation.
No matter which insurance company holds your consultant disability policy, or if you have already been denied disability benefits, our attorneys will provide the exacting legal representation you need to pursue results.
We are more than disability insurance lawyers for consultants in Florida and throughout the U.S.: We are client advocates who represent real people, not case numbers, who have a real need to pursue their disability insurance policies for the coverage they have paid for as consultants.
Contact our skilled disability insurance attorneys for consultants today by calling 954-989-9000 or contact us online to schedule a completely free and confidential case assessment, so we can put our over 50 years of combined experience to work for you — no matter where you work or live in the U.S.
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