When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Trusted Insurance Claims Attorneys in Coral Springs, Florida
At Disability Insurance Law Group, our Coral Springs claims attorneys know, overall, there are about 42.5 million Americans with disabilities, making up 13% of the civilian noninstitutionalized population, according to U.S. Census Bureau data. The Southern U.S., including Florida, had the highest disability rate at 13.8%. This group includes people with hearing, vision, cognitive, walking, self-care, or independent living difficulties.
When any of Coral Springs’ nearly 133,000 residents apply for disability insurance or pursue other benefits like long-term care or life insurance, our Broward County insurance claims attorneys are committed to ensuring they have immediate access to the coverage they have maintained throughout the years.
Unfortunately, most are met with insurance company disputes and denials that place them in a challenging financial situation. This is why we are here.
With a collective experience of over 50 years, our insurance claims attorneys at Disability Insurance Law Group are uniquely equipped to represent policyholders nationwide. We specialize in pursuing the benefits our clients are entitled to, regardless of the type of insurance they carry or the provider.
Contact our skilled insurance claims attorneys in Coral Springs today for help.
What Types of Claims Does the Disability Insurance Law Group Handle?
Our Disability Insurance Law Group attorneys have the knowledge and experience to protect individuals and families in Coral Springs, throughout Florida, and nationwide against unfair or illegal treatment by insurers.
Whether you have private or group insurance coverage, our dedicated Coral Springs insurance claims attorneys represent clients with the following:
No matter which stage of the insurance claim process you are in — whether you are filing an initial claim, responding to an insurance company dispute, or have already been denied benefits — we can help. Contact our dedicated Coral Springs insurance claims attorneys today to discuss your claim during a free consultation.
Need help with an insurance claim?
Call Disability Insurance Law Group 954-989-9000 — we’re ready to fight for you.
When Can I Pursue My Long-Term Care Coverage Without an Insurance Company Dispute?
Long-term care (LTC) insurance typically covers assistance with activities of daily living (ADLs) such as bathing, dressing, eating, toileting, transferring, and continence care.
Long-term care insurance policies can cover care provided in various settings, including nursing homes, assisted living facilities, adult day care centers, and home care.
While the specific coverage and benefits vary depending on the policy and its provisions, most LTC policies are held for years before they are accessed for benefits.
To qualify for benefits under a long-term care insurance policy, individuals usually need to demonstrate that they require assistance with ADLs or have a cognitive impairment that necessitates long-term care. Some policies have waiting periods before benefits kick in, while others may require a doctor’s certification of need.
Most LTC policyholders believe that by being proactive, understanding their policies, and following the insurer’s guidelines, they can pursue long-term care coverage and minimize the likelihood of disputes with the insurance company.
Unfortunately, that typically is not the case.
One of the most common reasons insurance policyholders of all types have trouble submitting a complete claim or are puzzled by a dispute or denial is that they do not understand their policies’ terms, conditions, and exclusions.
We can help, starting with a free consultation.
Our Coral Springs insurance claims attorneys provide in-depth policy review and analysis services to accurately interpret the policy’s language and understand how it applies to your situation.
We will explain the coverage provided by your insurance policy in clear and straightforward terms, making it easier to understand what is covered and what is not. This means breaking down complex insurance jargon to help you grasp the scope of your coverage, assess whether your claim is valid under the terms of your policy, and prepare and submit a strong claim.
Contact Our Skilled Insurance Claims Attorneys in Coral Springs, FL Today
Contact our skilled insurance claims attorneys in Coral Springs, Florida, and nationwide today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
Directions from Coral Springs to Disability Insurance Law Group
Total Est. Time: 24 min Total Est. Distance: 10.8 Miles
Continue to NW 34th St/W Sample Rd
Head west
Turn left
Turn right
Drive from Coral Springs Dr, N University Dr, SW 15th St/W McNab Rd and NW 31st Ave to Tamarac
Turn right onto NW 34th St/W Sample Rd
Turn right onto Coral Springs Dr
Turn left onto Ramblewood Dr
Turn right onto N University Dr
Use the left 2 lanes to turn left onto SW 15th St/W McNab Rd