When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
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As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
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Our Skilled Attorneys Representing Disabled Emergency Room Doctors Throughout the U.S.
At Disability Insurance Law Group, our Florida and nationwide emergency room doctor insurance claims attorneys know our clients have spent years investing in themselves and their abilities to perform in a fast-paced environment.
Their reward is helping those who need their medical knowledge, skills, and resources now, using quick-thinking, medically proven solutions and, of course, the high pay. Once doctors become ER physicians, their career and level of success depend solely on their abilities, which may be difficult to maintain as time moves on.
This is why disability insurance is one of the smartest financial investments an ER doctor can make, so they can secure their income in case an injury or illness keeps them from working.
Whether you have a private disability insurance policy or are enrolled in an employer-provided group policy, the details in the language of your agreement will dictate how your disability claim unfolds. We can help you understand your legal rights and options to pursue the best outcome for your unique circumstances, starting with a free consultation.
Our disability insurance attorneys represent emergency room doctors in Florida and throughout the U.S., so they can pursue the disability benefits outlined in their coverage.
Understanding the Details of Your Disability Insurance Coverage is Essential to Your Claim’s Success
Disability insurance companies identify their policyholders by their occupation, and the duties associated with their titles. When it comes to emergency room physicians, each of their days is different from the others, so there is no essential “role” they fulfill that can be measured by the definition of their title.
This means your emergency room physician duties will not fit into a neat box that will help the insurer outline your disability. Unfortunately, this leads to disability insurance claim disputes and denials that leave ER doctors in a difficult personal, professional, and financial position.
Our disability insurance claims attorneys help ER physicians nationwide prepare their claims for their disability insurance companies with incredibly detailed occupational descriptions, so their success rate increases from the start of the submission process.
Disability claims examiners must recognize the totality of your role as an ER physician, and how your ability to do your job is impacted by:
Identifying own-occupation eligibility that allows them to collect their full disability benefits.
Outlining any potential residual benefits provisions so a physician who can no longer practice all the duties of an ER doctor full time, to move away from ER medicine and into another practice where their current medical abilities can still be used.
Preparing complete medical records, supporting documentation, and crucial reports to prove the insurance company’s definition of disability has been met.
Do not allow your disability insurance company to diminish the reality of how your injury or illness impacts your ability to be an emergency room doctor. Allow us to take the lead in your case and pursue real results that allow you to enjoy the quality of life that comes with putting your claim behind you, just as we have successfully done for thousands of professionals across the nation.
At Disability Insurance Law Group, we also offer insurance claims for the following occupations:
Contact Our Dedicated Disability Insurance Claims Attorneys for ER Physicians Today
We are more than disability insurance lawyers for emergency room doctors in Florida and throughout the U.S.: We are client advocates who represent real people, not case numbers, who have a real need to pursue their disability insurance policies for the coverage they have paid for as emergency room doctors.
Contact our skilled disability insurance attorneys for emergency room physicians in Florida and nationwide today by calling 954-989-9000 or contact us online to schedule a completely free and confidential case assessment, so we can put our over 50 years of combined experience to work for you — no matter where you work or live in the U.S.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.